Harford County property record for 2907 Smithson Dr, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,718 sqft · built 1965 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Sep 2009) |
| Tax Bill | $4,456 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-099431 |
| Primary APN | 03-099431 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,718 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 48,787 sqft (1.12 acres) |
| Lot Dimensions | 265 ft deep x 194 ft wide |
| Garage Type | Mixed |
| Garage Area | 2,428 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 648 sqft |
| Porch | Porch |
| Porch Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 099431 |
|---|---|
| Street Address | 2907 SMITHSON DR |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LT 45 175/194X265 2907 SMITHSON DRIVE HARFORD HILLS S1 P 13/50 |
| Legal Subdivision | HARFORD HILLS |
| Legal Lot Number | 45,2907 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 303101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Harford County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2907 SMITHSON DR, FOREST HILL, MD 21050-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2017 | Deed of Trust, Mortgage · VA Mortgage MARYLAND MUTUAL MORTGAGE LLC |
| Oct 30, 2019 | Deed of Trust, Mortgage · VA Mortgage FLORIDA CAPITAL BANK NA |
| Dec 18, 2020 | Deed of Trust, Mortgage · VA Mortgage FLORIDA CAPITAL BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 1, 2009 · Amount on Record |
| Deed Sale | Sep 1, 2009 · Amount on Record |
| Prior Sale | Aug 10, 1999 |
| Deed Document Number | 2009106 |
| Deed Book / Page | 8272 / 94 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2907 SMITHSON DR, FOREST HILL, MD 21050-1901 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0123810263 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 12381/0263 |
| Instrument | 12381-0263 |
| Name | MARYLAND MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOREST HILL, MD 21050 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2907 SMITHSON DR, FOREST HILL, MD 21050-1901 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | COMMUNITY SETMNT GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0135190001 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 13519/0001 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2907 SMITHSON DR, FOREST HILL, MD 21050-1901 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | COMMUNITY STLMT GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0143470077 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 14347/77 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $439,567 (+13.72%) | $461,100 (+7.53%) Land $102,900 Building $358,200 | |
| 2025 | $4,456.00 (+10.24%) Homeowner's exemption | ||
| 2023 | $386,533 | $428,800 Land $102,900 Building $325,900 | |
| 2022 | $4,042.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Holdings Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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