Harford County property record for 2915 Smithson Dr, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,680 sqft · built 1977 |
| Lot Size | 0.8 acres (34,840 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,000 (Aug 1994) |
| Tax Bill | $3,643 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-089150 |
| Primary APN | 03-089150 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 34,840 sqft (0.8 acres) |
| Lot Depth | 231 ft Depth |
| Garage Type | Mixed |
| Garage Area | 1,336 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 089150 |
|---|---|
| Street Address | 2915 SMITHSON DR |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 23 300/0X231 2915 SMITHSON DRIVE HARF HILLS S2 P 14/10 |
| Legal Subdivision | HARFORD HILLS |
| Legal Lot Number | 23,2915 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 303101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2915 SMITHSON DR, FOREST HILL, MD 21050-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2017 | Deed of Trust, Mortgage · Commercial Mortgage HARFORD BANK |
| Feb 4, 2021 | Deed of Trust, Mortgage · Line of Credit HARFORD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 1994 · Amount on Record |
| Deed Sale | Aug 22, 1994 · Amount on Record |
| Prior Sale | Jul 31, 1984 · Amount on Record |
| Deed Book / Page | 2169 / 809 |
| Transfer Doc | 0038070122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2915 SMITHSON DR, FOREST HILL, MD 21050-1901 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0125070384 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 12507/0384 |
| Instrument | 12507-0384 |
| Name | HARFORD BANK |
|---|---|
| Type | Bank |
| Address | ABERDEEN, MD 21001 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2915 SMITHSON DR, FOREST HILL, MD 21050-1901 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0144640220 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 14464/220 |
| Name | HARFORD BANK |
|---|---|
| Type | Bank |
| Address | 2101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,643.00 (+7.65%) Homeowner's exemption | $328,800 (+2.88%) | $347,200 (+8.64%) Land $97,400 Building $249,800 |
| 2025 | $3,384.00 (+10.08%) Homeowner's exemption | $319,600 (+9.85%) Land $97,400 Building $222,200 | $319,600 (-) Land $97,400 Building $222,200 |
| 2023 | $290,933 | $319,600 Land $97,400 Building $222,200 | |
| 2022 | $3,074.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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