2912 Northgate Ln, McAllen, TX 78504 Property Records

Hidalgo County property record for 2912 Northgate Ln, McAllen, TX 78504

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,292 sqft · built 2018
Lot Size0.178 acres (7,731 sqft)
Owner2 Individual Names on Record
Last Sale$232,900 (Sep 2019)
Tax Bill$5,732 (2025)
Deeds & MortgagesJul 2021 Mortgage
Sep 2019 Mortgage
+ 2 more
APNH245600000000300

Property Details

APN / Parcel Number

Primary APNH245600000000300
Alternative APN
  • 1018126

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,292 sqft Living Area
Gross Area2,804 sqft
1st Floor Area1,016 sqft
2nd Floor Area1,276 sqft
FlooringTile

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area7,731 sqft (0.178 acres)
Lot Dimensions141 ft deep x 55 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area73 sqft
Patio Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2912 NORTHGATE LN
CityMCALLEN
StateTX
Zip78504-0046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIBISCUS HILL LOT 3
Legal SubdivisionHIBISCUS HILL - SML
Legal Block1
Legal Lot Number3
JurisdictionHIDALGO TX
Township / Civil DivisionEDINBURG
Census Block Group1
Census Block1000
Census Tract23533

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2912 NORTHGATE LN, MCALLEN, TX 78504-0046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · FHA Mortgage
FIRST GUARANTY MORTGAGE CORP
Sep 20, 2019Warranty Deed, Transfer · FHA Mortgage
DIRECTIONS EQUITY
Aug 30, 2018Trustee's Deed, Construction Loan · Construction Mortgage
PE FNDG
Sep 21, 2017Trustee's Deed, Construction Loan · Construction Mortgage
PE FUNDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2019 · Amount on Record
Deed SaleSep 20, 2019 · Amount on Record
Deed Document Number20193049373
Prior Transfer DateSep 16, 2019
Prior Transfer Doc0003049373
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address2912 NORTHGATE LN, MCALLEN, TX 78504-0046
Transaction TypeMortgage
Record UpdatedJul 16, 2021
Title CompanySOLIDIFI TITLE AGENCY LIMITED, SOLIDIFI TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003239531
DateJul 1, 2021
Instrument3239531
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIDALGO TX
Recording DateSep 20, 2019
Property Address2912 NORTHGATE LN, MCALLEN, TX 78504-0046
Document Number0003049373
Instrument DateSep 16, 2019
Instrument3049373
Transaction TypeTransfer
Record UpdatedOct 9, 2019
Title CompanyVALLEY LAND TITLE COMPANY, VALLEY LAND TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2912 NORTHGATE LN MCALLEN TX 785040046, MCALLEN, TX 78504-0046

Mortgage

Document Number3049429
DateSep 20, 2019
Instrument3049429
Lender
NameDIRECTIONS EQUITY
TypeFunding / Finance Company
AddressSAN ANTONIO, TX 78248
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 19, 2049

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHIDALGO TX
Recording DateAug 30, 2018
Property Address2912 NORTHGATE LN, MCALLEN, TX 78504-0046
Instrument DateAug 22, 2018
Instrument2945734
Transaction TypeConstruction Loan
Record UpdatedSep 17, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 112 WESLACO TX 785990112, WESLACO, TX 78599-0112
InvestorPossibly a Property Investor

Mortgage

Document Number0002945734
DateAug 30, 2018
Instrument2945734
Lender
NamePE FNDG
TypeFunding / Finance Company
AddressMCALLEN, TX 78502
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 29, 2019

September 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHIDALGO TX
Recording DateSep 21, 2017
Property Address2912 NORTHGATE LN, MCALLEN, TX 78504-0046
Instrument DateSep 15, 2017
Instrument2851156
Transaction TypeConstruction Loan
Record UpdatedOct 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 112 HIDALGO TX 785570112, HIDALGO, TX 78557-0112
InvestorPossibly a Property Investor

Mortgage

Document Number0002851156
DateSep 21, 2017
Instrument2851156
Lender
NamePE FUNDING LLC
AddressPO BOX 5464, MCALLEN, TX 78502-5464
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 20, 2018

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictMcAllen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$327,375 (+6.33%) Land $85,039 Building $242,336$327,375 (+5.95%) Land $85,039 Building $242,336
2025$5,732.00 (+2.63%) Homeowner's exemption$307,888 (+21%)$308,986 (+8.12%) Land $85,039 Building $223,947
2024$5,585.00 (+12.1%)
2023$4,982.00 (+24.86%) Homeowner's exemption$254,453 Land $58,754 Building $227,028$285,782 Land $58,754 Building $227,028
2022$3,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims2 (2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2020 · Hurricane Hanna
Claims by Event
  • Hurricane Hanna, Jul 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCALLEN PUBLIC UTILITY
serves 145,050 people · EPA ID TX1080006
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TWIN
Fixed Wireless
400 / 100
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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