2909 Northgate Ln, McAllen, TX 78504 Property Records

Hidalgo County property record for 2909 Northgate Ln, McAllen, TX 78504

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,650 sqft · built 2018
Lot Size0.176 acres (7,706 sqft)
OwnerIndividual Name on Record
Tax Bill$4,687 (2024)
Deeds & MortgagesJul 2022 Mortgage
Feb 2020 Mortgage
+ 2 more
APNH245600000003900

Property Details

APN / Parcel Number

Primary APNH245600000003900
Alternative APN
  • 1018162

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,650 sqft Living Area
1st Floor Area1,285 sqft
2nd Floor Area1,365 sqft
Utility Area100 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,706 sqft (0.176 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area16 sqft
Patio Area80 sqft
Canopy168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberH245600000003900
Street Address2909 NORTHGATE LN
CityMCALLEN
StateTX
Zip78504-0049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIBISCUS HILL LOT 39
Legal SubdivisionHIBISCUS HILL - SML
Legal Lot Number39
JurisdictionHIDALGO TX
Township / Civil DivisionEDINBURG
Census Block Group1
Census Block1000
Census Tract23533

Owner

Source: Hidalgo County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2909 NORTHGATE LN, MCALLEN, TX 78504-0049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2022Vendor's Lien, Transfer · FHA Mortgage
NATIONS RELIABLE LENDING LLC
Feb 19, 2020Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
Jan 4, 2019Vendor's Lien, Transfer · FHA Mortgage
INDEPENDENT BANK
Aug 3, 2018Trustee's Deed, Construction Loan · Construction Mortgage
PE FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2022
Deed SaleJul 20, 2022
Prior SaleJan 4, 2019
Deed Document Number3363515
Record UpdatedJun 8, 2026

July 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateJul 20, 2022
Property Address2909 NORTHGATE LN, MCALLEN, TX 78504-0049
Document Number0003363515
Map ReferenceFILE 2672239
Instrument DateJul 18, 2022
Instrument3363515
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1328 SHUFFORD ST, 1328, SAN JUAN, TX 78589-2044

Transferred To (Grantee/Buyer)

NameVerified Name
Address2909 NORTHGATE LN, MCALLEN, TX 78504-0049
InvestorPossibly a Property Investor

Mortgage

Document Number0003363516
DateJul 20, 2022
Instrument3363516
Lender
NameNATIONS RELIABLE LENDING LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address2909 NORTHGATE LN, MCALLEN, TX 78504-0049
Document Number0003093361
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedMar 24, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address2909 NORTHGATE LN MCALLEN TX 785040049, MCALLEN, TX 78504-0049

Mortgage

Document Number0003093361
DateMar 2, 2020
Instrument3093361
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050

January 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateJan 4, 2019
Property Address2909 NORTHGATE LN, MCALLEN, TX 78504-0049
Document Number0002977226
Map ReferenceDOC2672239
Instrument DateDec 31, 2018
Instrument2977226
Transaction TypeTransfer
Record UpdatedNov 26, 2021
Title CompanyVANTAGE LAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2909 NORTLIGATE LANE, MCALLEN, TX 78504

Mortgage

Document Number0002977227
DateJan 4, 2019
Instrument2977227
Lender
NameINDEPENDENT BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHIDALGO TX
Recording DateAug 3, 2018
Property Address2909 NORTHGATE LN, MCALLEN, TX 78504-0049
Instrument DateJul 25, 2018
Instrument2938066
Transaction TypeConstruction Loan
Record UpdatedAug 27, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 112 WESLACO TX 785990112, WESLACO, TX 78599-0112

Mortgage

Document Number0002938066
DateAug 3, 2018
Instrument2938066
Lender
NamePE FNDG
TypeFunding / Finance Company
AddressMCALLEN, TX 78502
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 2, 2019

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictMcAllen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$328,777 (+8.15%) Land $84,755 Building $268,800$353,555 (+16.3%) Land $84,755 Building $268,800
2024$4,687.00 (-23.76%)
2023$6,148.00 (+23.43%) Homeowner's exemption$304,000 Land $58,558 Building $245,442$304,000 Land $58,558 Building $245,442
2022$4,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims2 (2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2020 · Hurricane Hanna
Claims by Event
  • Hurricane Hanna, Jul 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCALLEN PUBLIC UTILITY
serves 145,050 people · EPA ID TX1080006
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TWIN
Fixed Wireless
400 / 100
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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