2905 Northgate Ln, McAllen, TX 78504 Property Records

Hidalgo County property record for 2905 Northgate Ln, McAllen, TX 78504

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,978 sqft · built 2017
Lot Size0.182 acres (7,924 sqft)
Owner2 Individual Names on File
Last Sale$292,886 (Feb 2026)
Tax Bill$6,284 (2025)
Deeds & MortgagesFeb 2026 Mortgage
May 2021 Mortgage
+ 3 more
APNH245600000004000

Property Details

APN / Parcel Number

Primary APNH245600000004000
Alternative APN
  • 1018163

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,978 sqft Living Area
Gross Area2,426 sqft
1st Floor Area1,978 sqft
FlooringTile

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,924 sqft (0.182 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area28 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2905 NORTHGATE LN
CityMCALLEN
StateTX
Zip78504-0049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIBISCUS HILL LOT 40
Legal SubdivisionHIBISCUS HILL - SML
Legal Block1
Legal Lot Number40
JurisdictionHIDALGO TX
Township / Civil DivisionEDINBURG
Census Block Group1
Census Block1000
Census Tract23533

Owner

2905 Northgate Ln is owned and occupied by two individuals who bought it in February 2026.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address2905 NORTHGATE LN, MCALLEN, TX 78504-0049
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2026Vendor's Lien, Transfer
PLANET HOME LENDING LLC
May 26, 2021Vendor's Lien, Transfer · FHA Mortgage
INTERLINC MORTGAGE SERVICES LLC
Oct 26, 2017Grant Deed, Transfer
NATIONS LNDG
Oct 2, 2017Loan Modification, Mortgage
PE FNDG
Jul 18, 2017Trustee's Deed, Construction Loan · Construction Mortgage
PE FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2026 · Amount on File
Deed SaleFeb 26, 2026 · Amount on File
Prior SaleMay 26, 2021 · Amount on File
Deed Document Number20263727948
Record UpdatedOct 29, 2026

February 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateFeb 26, 2026
Property Address2905 NORTHGATE LN, MCALLEN, TX 78504-0049
Document Number0003727948
Map ReferenceDOC 2672239
Instrument DateFeb 26, 2026
Instrument3727948
Transaction TypeTransfer
Record UpdatedMar 10, 2026
Title CompanySENDERA TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address909 EDGEWOOD DR, ALTON, TX 78573-2048

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 NORTHGATE LN, MCALLEN, TX 78504-0049

Mortgage

DateFeb 26, 2026
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount on Record

May 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateMay 26, 2021
Property Address2905 NORTHGATE LN, MCALLEN, TX 78504-0049
Document Number0003227771
Map ReferenceDOC 2672239
Instrument DateMay 21, 2021
Instrument3227771
Transaction TypeTransfer
Record UpdatedMar 10, 2026
Title CompanySAN JACINTO TITLE SVCS-MCALLEN, SAN JACINTO TTL SVCS MCALLEN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2905 NORTHGATE LN, MCALLEN, TX 78504-0049

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 NORTHGATE LN, MCALLEN, TX 78504-0049
InvestorPossibly a Property Investor

Mortgage

Document Number0003227772
DateMay 26, 2021
Instrument3227772
Lender
NameINTERLINC MORTGAGE SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHIDALGO TX
Recording DateOct 26, 2017
Property Address2905 NORTHGATE LN, MCALLEN, TX 78504-0049
Document Number0002860801
Instrument DateOct 24, 2017
Instrument2860801
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyLANDTITLE TX LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 NORTHGATE LN MCALLEN TX 785040049, MCALLEN, TX 78504-0049

Mortgage

Document Number2860802
DateOct 26, 2017
Instrument2860802
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
AmountAmount on Record
Term360 Months
DueOct 25, 2047

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIDALGO TX
Property Address2905 NORTHGATE LN, MCALLEN, TX 78504-0049
Document Number0002856907
Instrument DateOct 2, 2017
Transaction TypeMortgage
Record UpdatedNov 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 112 WESLACO TX 785990112, WESLACO, TX 78599-0112
InvestorPossibly a Property Investor

Mortgage

Document Number0002856907
DateOct 11, 2017
Instrument2856907
Lender
NamePE FNDG
TypeFunding / Finance Company
AddressMCALLEN, TX 78502
Agreement
AmountAmount on Record
Interest
Rate8.5%

July 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHIDALGO TX
Recording DateJul 18, 2017
Property Address2905 NORTHGATE LN, MCALLEN, TX 78504-0049
Instrument DateJul 10, 2017
Instrument2832614
Transaction TypeConstruction Loan
Record UpdatedAug 22, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 112 WESLACO TX 785990112, WESLACO, TX 78599-0112

Mortgage

Document Number0002832614
DateJul 18, 2017
Instrument2832614
Lender
NamePE FNDG
TypeFunding / Finance Company
AddressMCALLEN, TX 78502
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJul 17, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 2905 Northgate Ln was $6,284, down 4.7% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictMcAllen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$300,000 (-9.65%) Land $87,164 Building $212,836$300,000 (-9.65%) Land $87,164 Building $212,836
2025$6,284.00 (-4.72%) Homeowner's exemption$332,025 Land $87,164 Building $244,861$332,025 Land $87,164 Building $244,861
2024$6,595.00 (-0.03%)
2023$6,597.00 (+23.03%) Homeowner's exemption$323,059 Land $60,222 Building $262,837$323,059 Land $60,222 Building $262,837
2022$5,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2905 Northgate Ln; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims2 (2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2020 · Hurricane Hanna
Claims by Event
  • Hurricane Hanna, Jul 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 Northgate Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCALLEN PUBLIC UTILITY
serves 145,050 people · EPA ID TX1080006
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TWIN
Fixed Wireless
400 / 100
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

Nearby Properties on Northgate Ln

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