2912 Lopane Ave, Middletown, OH 45044 Property Records

Butler County property record for 2912 Lopane Ave, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,898 sqft · built 1965
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (May 2019)
Tax Bill	$3,790 (2025)
Deeds & Mortgages	Feb 2022 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`Q6542-042.000-048`

Property Details

APN / Parcel Number

Primary APN	`Q6542-042.000-048`
Alternative APNs	`0000300` `185395` `186958`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,898 sqft Living Area
Gross Area	1,356 sqft
1st Floor Area	1,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 140 ft wide
Terrain	Above Road/Slope
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Patio Area	360 sqft
Utility Building	588 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000300
Old Parcel Number	Q6542042.000048
Street Address	2912 LOPANE AVE
City	MIDDLETOWN
State	OH
Zip	45044-6064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14049 ENT
Legal Subdivision	LOPANE TERRACE
Legal Lot Number	14049
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2005
Census Tract	13400

Owner

2912 Lopane Ave is owned and occupied by an individual who acquired it in February 2022.

Source: Butler County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2912 LOPANE AVE, MIDDLETOWN, OH 45044-6064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Intrafamily Transfer, Transfer
Sep 9, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 6, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
May 9, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2019 · Amount on File
Deed Sale	May 9, 2019 · Amount on File
Prior Sale	May 9, 2019 · Amount on File
Deed Document Number	0000015795
Deed Book / Page	009285 / 001660
Last Transfer Date	Feb 10, 2022
Transfer Doc	0000006489
Record Updated	Jun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTLER OH
Recording Date	Feb 10, 2022
Property Address	2912 LOPANE AVE, MIDDLETOWN, OH 45044-6064
Document Number	0000006489
Book / Page	9805 / 1799
Map Reference	MB 22 PG 12
Instrument Date	Feb 1, 2022
Instrument	2022-00006489
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2912 LOPANE AVE, MIDDLETOWN, OH 45044-6064

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2912 LOPANE AVE, MIDDLETOWN, OH 45044-6064
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051987
Date	Sep 9, 2021
Book Page	9720/1140
Instrument	2021-00051987

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2912 LOPANE AVE, MIDDLETOWN, OH 45044-6064
Document Number	0000049361
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 LOPANE AVE MIDDLETOWN OH 450446064, MIDDLETOWN, OH 45044-6064

Mortgage

Document Number	0000049361
Date	Dec 17, 2019
Book Page	009379/001731
Instrument	49361

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	May 9, 2019
Property Address	2912 LOPANE AVE, MIDDLETOWN, OH 45044-6064
Document Number	0000015795
Book / Page	009285 / 001660
Instrument Date	Mar 27, 2019
Instrument	15795
Transaction Type	Transfer
Record Updated	May 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 LOPANE AVE MIDDLETOWN OH 450446064, MIDDLETOWN, OH 45044-6064

Mortgage

Document Number	15796
Date	May 9, 2019
Book Page	009285/001662
Instrument	15796

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2912 Lopane Ave was $3,790.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,790.00	$72,050 Land $7,720 Building $64,330	$205,880 Land $22,070 Building $183,810
2023	$3,699.00 (+16.98%)	$72,050 (+32.4%) Land $7,720 Building $64,330	$205,880 Land $22,070 Building $183,810
2022	$3,162.00	$54,420 Land $7,720 Building $46,700
2020			$155,500 Land $22,070 Building $133,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2912 Lopane Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2912 Lopane Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: altafiber Network Solutions, Verizon.

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