McLean County property record for 2912 Lone Oak Rd, Bloomington, IL 61705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,908 sqft · built 2022 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jul 2022) |
| Tax Bill | $10,212 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Feb 2022 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-19-101-011 |
| Primary APN | 21-19-101-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,908 sqft Living Area |
| Gross Area | 4,828 sqft |
| 1st Floor Area | 2,108 sqft |
| Basement Area | 1,800 sqft |
| Finished Basement | 1,800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 127 ft deep x 72 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 920 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2912 LONE OAK RD |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61705-9093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | FOX CREEK COUNTRY CLUB 9TH ADD LT 322 |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 19 |
| Legal Subdivision | FOX CREEK |
| Legal Lot Number | 322 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 1402 |
2912 Lone Oak Rd is owned and occupied by two individuals who bought it in July 2022.
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2912 LONE OAK RD, BLOOMINGTON, IL 61705-9093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Feb 7, 2022 | Deed, Transfer · Construction Mortgage INB NATIONAL ASSOCIATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on File |
| Deed Sale | Jul 28, 2022 · Amount on File |
| Prior Sale | Feb 7, 2022 · Amount on File |
| Deed Document Number | 202213367 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jul 28, 2022 |
| Property Address | 2912 LONE OAK RD, BLOOMINGTON, IL 61705-9093 |
| Document Number | 202200013367 |
| Map Reference | DOC 2003-56459 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022-00013367 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2912 LONE OAK RD, BLOOMINGTON, IL 61705-9093 |
| Document Number | 202200013368 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022-00013368 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.37% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Feb 7, 2022 |
| Property Address | 2912 LONE OAK RD, BLOOMINGTON, IL 61705-9093 |
| Document Number | 202200002418 |
| Map Reference | DOC 2003-56459 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 2022-00002418 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | MCLEAN COUNTY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1218 RIVIERA DR, BLOOMINGTON, IL 61701-7308 |
| Document Number | 202200002806 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022-00002806 |
| Name | INB NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $141,092 Land $24,040 Building $117,052 | $423,276 Land $72,120 Building $351,156 | |
| 2024 | $10,212.00 (+9.04%) | ||
| 2023 | $9,365.00 (+178.14%) | $116,540 (+205.78%) Land $19,856 Building $96,684 | $349,620 (+205.78%) Land $59,568 Building $290,052 |
| 2022 | $3,367.00 | $38,112 Land $19,392 Building $18,720 | $114,336 Land $58,176 Building $56,160 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2912 Lone Oak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2912 Lone Oak Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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