2901 Lone Oak Rd, Bloomington, IL 61705 Property Records

McLean County property record for 2901 Lone Oak Rd, Bloomington, IL 61705

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,494 sqft · built 2006
Lot Size0.36 acres (15,675 sqft)
OwnerIndividual Name on Record
Last Sale$411,000 (Oct 2006)
Tax Bill$12,381 (2024)
Deeds & MortgagesApr 2020 Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN21-18-301-029

Property Details

APN / Parcel Number

Primary APN21-18-301-029

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,494 sqft Living Area
Gross Area4,199 sqft
1st Floor Area1,672 sqft
Basement Area1,087 sqft
Finished Basement1,087 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area15,675 sqft (0.36 acres)
Lot Dimensions150 ft deep x 100 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area705 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Deck Area252 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2901 LONE OAK RD
CityBLOOMINGTON
StateIL
Zip61705-7802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionFOX CREEK COUNTRY CLUB 13TH ADD LT 464
Legal Range02E
Legal Township23N
Legal Section18
Legal SubdivisionFOX CREEK
Legal Lot Number464
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1030
Census Tract1402

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2901 LONE OAK RD, BLOOMINGTON, IL 61705-7802
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
MID-ILLINI CU
Apr 30, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST FINANCIAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2006 · Amount on Record
Deed SaleOct 10, 2006 · Amount on Record
Deed Document Number200627930
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2901 LONE OAK RD, BLOOMINGTON, IL 61705-7802
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000007611
DateApr 30, 2020
Instrument2020-00007611
Lender
NameMID-ILLINI CU
TypeCredit Union
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMay 1, 2030
Interest
Rate2.75%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2901 LONE OAK RD, BLOOMINGTON, IL 61705-7802
Transaction TypeMortgage
Record UpdatedMay 17, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900006377
DateApr 30, 2019
Instrument2019-00006377
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressBLOOMINGTON, IL 61701
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueApr 19, 2024
Interest
Rate5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$169,691 (+21.07%) Land $32,386 Building $137,305$509,073 (+21.07%) Land $97,158 Building $411,915
2024$12,381.00 (+8.92%)
2023$11,367.00$140,162 Land $26,750 Building $113,412$420,486 Land $80,250 Building $340,236

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
800 / 400
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

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