2905 Lone Oak Rd, Bloomington, IL 61705 Property Records

McLean County property record for 2905 Lone Oak Rd, Bloomington, IL 61705 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,833 sqft · built 2007
Lot Size	0.449 acres (19,575 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (May 2021)
Tax Bill	$12,943 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-18-301-031`

Property Details

APN / Parcel Number

Primary APN	`21-18-301-031`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,833 sqft Living Area
Gross Area	4,530 sqft
1st Floor Area	1,689 sqft
Basement Area	1,283 sqft
Finished Basement	1,283 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	19,575 sqft (0.449 acres)
Lot Dimensions	165 ft deep x 92 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	697 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	224 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2905 LONE OAK RD
City	BLOOMINGTON
State	IL
Zip	61705-7802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX CREEK COUNTRY CLUB 13TH ADD LT 466
Legal Range	02E
Legal Township	23N
Legal Section	18
Legal Subdivision	FOX CREEK
Legal Lot Number	466
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1030
Census Tract	1402

Owner

Source: McLean County records · APN 21-18-301-031

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2905 LONE OAK RD, BLOOMINGTON, IL 61705-7802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed, Transfer · Conventional Mortgage CEFCU
Mar 07, 2018	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Mar 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Jul 09, 2010 · Amount on Record
Deed Document Number	202112191
Record Updated	Jun 08, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	May 24, 2021
Property Address	2905 LONE OAK RD, BLOOMINGTON, IL 61705-7802
Document Number	202100012191
Map Reference	DOC 2005-0021474
Instrument Date	May 04, 2021
Instrument	2021-00012191
Transaction Type	Transfer
Record Updated	Jun 07, 2021
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2905 LONE OAK ROAD, NORMAL, IL 61761

Mortgage

Document Number	202100012192
Date	May 24, 2021
Instrument	2021-00012192

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2905 LONE OAK RD, BLOOMINGTON, IL 61705-7802
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800003699
Date	Mar 07, 2018
Instrument	2018-00003699

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2038

Interest

Rate Type	Fixed Rate
Rate	4%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2905 LONE OAK RD, BLOOMINGTON, IL 61705-7802
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800004415
Date	Mar 21, 2018
Instrument	2018-00004415

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	SAINT LOUIS, MO 63131

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$177,104 (+21.07%) Land $36,973 Building $140,131	$531,312 (+21.07%) Land $110,919 Building $420,393
2024	$12,943.00 (+8.9%)
2023	$11,885.00	$146,285 Land $30,539 Building $115,746	$438,855 Land $91,617 Building $347,238

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130014021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 195 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35
AMG Technology Investment Group	Fixed Wireless	800 / 400
Verizon	Fixed Wireless	300 / 20
Benton Ridge Telephone Company	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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