Flathead County property record for 291 Whispering Meadows Trl, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,972 sqft · built 2016 |
| Lot Size | 0.568 acres (24,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Sep 2020) |
| Tax Bill | $3,648 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R827655 |
| Primary APN | R827655 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,972 sqft Living Area |
| 1st Floor Area | 1,972 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,742 sqft (0.568 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000506584 |
|---|---|
| Street Address | 291 WHISPERING MEADOWS TRL |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLACIER RANCH SUB PH 3, S16, T29 N, R21 W, LOT 110, ASSR# 0000506584 |
| Legal Range | 21W |
| Legal Township | 29N |
| Legal Section | 16 |
| Legal Subdivision | GLACIER RANCH SUB PH 3 |
| Legal Lot Number | 110 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 601 |
291 Whispering Meadows Trl is owned and occupied by two individuals who bought it in September 2020.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 291 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on File |
| Deed Sale | Sep 30, 2020 · Amount on File |
| Prior Sale | Jun 15, 2016 |
| Deed Document Number | 202032562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 291 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8526 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202600005893 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 202600005893 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 30, 2020 |
| Property Address | 291 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8526 |
| Document Number | 202000032562 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 202000032562 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 201 RAINBOW DR # 10114, 10114, LIVINGSTON, TX 77399-2001 |
| Document Number | 202000032563 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 202000032563 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2026 property tax bill for 291 Whispering Meadows Trl was $3,648, down 5.1% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,648.00 (-5.15%) | $764,100 (-) | |
| 2025 | $3,846.00 | $764,100 | $764,100 Land $183,661 Building $580,439 |
| 2023 | $4,892.00 | $549,600 | $549,600 Land $159,118 Building $390,482 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 291 Whispering Meadows Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 291 Whispering Meadows Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.4% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALPINE PACIFIC UTILITIES private · serves 270 people · EPA ID MT0004700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: CenturyLink, T-Mobile, Verizon, Vero Fiber.
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