276 Whispering Meadows Trl, Kalispell, MT 59901 Property Records

Flathead County property record for 276 Whispering Meadows Trl, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,184 sqft · built 2016
Lot Size	0.517 acres (22,521 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,686 (2026)
Deeds & Mortgages	Sep 2020 Line of Credit Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R07100315`

Property Details

APN / Parcel Number

Primary APN	`R07100315`
Alternative APNs	`07-4078-09-4-04-40-0000` `0000506577`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,184 sqft Living Area
1st Floor Area	2,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,521 sqft (0.517 acres)
Terrain	Wooded
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000506577
Street Address	276 WHISPERING MEADOWS TRL
City	KALISPELL
State	MT
Zip	59901-8526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLACIER RANCH SUB PH 3, S09, T29 N, R21 W, LOT 103, ASSR# 0000506577
Legal Range	21W
Legal Township	29N
Legal Section	09
Legal Subdivision	GLACIER RANCH SUB PH 3
Legal Lot Number	103
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3044
Census Tract	601

Owner

276 Whispering Meadows Trl is held in a trust since September 2023.

Source: Flathead County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2820 DILLON RD, WHITEFISH, MT 59937-8268
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 29, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
May 10, 2019	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023
Deed Sale	Sep 29, 2023
Prior Sale	May 10, 2019
Deed Document Number	202317296
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	276 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8526
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000029650
Date	Sep 11, 2020
Instrument	202000029650

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 29, 2023
Property Address	276 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8526
Document Number	202300017296
Instrument Date	Sep 29, 2023
Instrument	202300017296
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2820 DILLON RD, WHITEFISH, MT 59937-8268

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 10, 2019
Property Address	276 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8526
Document Number	201900008753
Instrument Date	May 10, 2019
Instrument	201900008753
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8526

Tax Assessment & Valuation

The 2026 property tax bill for 276 Whispering Meadows Trl was $8,686.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,686.00	$794,800
2025			$794,800 Land $174,682 Building $620,118
2023	$5,918.00	$664,900	$664,900 Land $153,908 Building $510,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 276 Whispering Meadows Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 276 Whispering Meadows Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.4% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPINE PACIFIC UTILITIES private · serves 270 people · EPA ID MT0004700
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,500 / 2,500

May also be available: Bullitt Communications.

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