288 Whispering Meadows Trl, Kalispell, MT 59901 Property Records

Flathead County property record for 288 Whispering Meadows Trl, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,388 sqft · built 2019
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,645 (2026)
Deeds & Mortgages	Jun 2023 Sale Jul 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R827649`

Property Details

APN / Parcel Number

Primary APN	`R827649`
Alternative APNs	`07-4078-09-4-04-41-0000` `0000506578`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,388 sqft Living Area
1st Floor Area	2,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000506578
Street Address	288 WHISPERING MEADOWS TRL
City	KALISPELL
State	MT
Zip	59901-8526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLACIER RANCH SUB PH 3, S16, T29 N, R21 W, LOT 104, ASSR# 0000506578
Legal Range	21W
Legal Township	29N
Legal Section	16
Legal Subdivision	GLACIER RANCH SUB PH 3
Legal Lot Number	104
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3044
Census Tract	601

Owner

288 Whispering Meadows Trl is owner-occupied and held in a trust since June 2023.

Source: Flathead County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	288 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8526
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jul 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Dec 3, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023
Deed Sale	Jun 14, 2023
Prior Sale	Jun 27, 2019 · Amount on File
Deed Document Number	20238960
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 14, 2023
Property Address	288 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8526
Document Number	202300008960
Instrument Date	Jun 14, 2023
Instrument	202300008960
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	288 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8526

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	288 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8526
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200016797
Date	Jul 7, 2022
Instrument	202200016797

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	288 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8526
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	FLATHEAD PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100017964
Date	May 25, 2021
Instrument	202100017964

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 25, 2031

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	288 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800029062
Date	Dec 3, 2018
Instrument	201800029062

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	10 Months
Due	Oct 10, 2019

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	288 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000012632
Date	May 18, 2020
Instrument	202000012632

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 27, 2019
Property Address	288 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8526
Document Number	201900013039
Instrument Date	Jun 26, 2019
Instrument	201900013039
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF FLAT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8241 OLD PORT CIR N, JACKSONVILLE, FL 32216-6334

Mortgage

Document Number	201900013040
Date	Jun 27, 2019
Instrument	201900013040

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 288 Whispering Meadows Trl was $4,645, down 2.6% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,645.00 (-2.6%)	$917,600 (-)
2025	$4,769.00	$917,600	$917,600 Land $178,760 Building $738,840
2023	$7,191.00 (+48.51%)	$807,900 (+54%)	$807,900 Land $156,274 Building $651,626
2022	$4,842.00	$524,600
2021			$524,600 Land $92,190 Building $432,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 288 Whispering Meadows Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 288 Whispering Meadows Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPINE PACIFIC UTILITIES private · serves 270 people · EPA ID MT0004700
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,500 / 2,500
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Bullitt Communications, Verizon.

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