Lake County property record for 291 River St, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,158 sqft · built 1870 |
| Lot Size | 1.65 acres (72,135 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Jul 2015) |
| Tax Bill | $5,815 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-A-009-C-00-014-0 |
| Primary APN | 02-A-009-C-00-014-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,158 sqft Living Area |
| 1st Floor Area | 416 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Lot Area | 72,135 sqft (1.65 acres) |
| Lot Dimensions | 219 ft deep x 136 ft wide |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 64 sqft |
| Patio Area | 156 sqft |
| Lean-To | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 57 |
|---|---|
| Street Address | 291 RIVER ST |
| City | MADISON |
| State | OH |
| Zip | 44057-3234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 51 TRACT 1 |
| Legal Subdivision | HARVEY #1 |
| Legal Tract | 1 |
| Legal Lot Number | 51 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 206100 |
291 River St is owned and occupied by two individuals who bought it in July 2015.
Source: Lake County records, as of April 25, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 291 RIVER ST, MADISON, OH 44057-3234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2015 · Amount on File |
| Deed Sale | Jul 9, 2015 · Amount on File |
| Prior Sale | Sep 24, 1999 · Amount on File |
| Deed Document Number | 2254 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 291 RIVER ST, MADISON, OH 44057-3234 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011348 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021R011348 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Municipality | Madison Village |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,815.00 (+79.59%) Homeowner's exemption | $56,490 (-) Land $14,530 Building $41,960 | |
| 2022 | $3,238.00 Homeowner's exemption | $56,490 Land $14,530 Building $41,960 | |
| 2021 | $161,400 Land $41,510 Building $119,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 291 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 16 (1986–2023) |
| Claims Outside the SFHA | 4 of 16 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 291 River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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