275 River St, Madison, OH 44057 Property Records

Lake County property record for 275 River St, Madison, OH 44057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1870
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Aug 2020)
Tax Bill	$3,104 (2023)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-A-009-C-00-012-0`

Property Details

APN / Parcel Number

Primary APN	`02-A-009-C-00-012-0`
Alternative APN	`D 56`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	738 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	19,994 sqft (0.458 acres)
Lot Depth	219 ft Depth
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	25 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Lean-To	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	D 56
Street Address	275 RIVER ST
City	MADISON
State	OH
Zip	44057-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 51 TRACT 1
Legal Subdivision	HARVEY 01
Legal Tract	1
Legal Lot Number	51
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1003
Census Tract	206100

Owner

275 River St is owned and occupied by an individual who bought it in August 2020.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Mailing Address	275 RIVER ST, MADISON, OH 44057-3234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Aug 28, 2012 · Amount on File
Deed Document Number	455371
Record Updated	Jun 7, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Aug 25, 2020
Property Address	275 RIVER ST, MADISON, OH 44057-3234
Document Number	0000023944
Instrument Date	Aug 24, 2020
Instrument	2020R023944
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 RIVER ST, MADISON, OH 44057-3234

Mortgage

Document Number	0000023945
Date	Aug 25, 2020
Instrument	2020R023945

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Municipality	Madison Village
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,104.00 (+77.57%) Homeowner's exemption	$30,160 (-) Land $8,500 Building $21,660
2022	$1,748.00 Homeowner's exemption	$30,160 Land $8,500 Building $21,660
2021			$86,180 Land $24,290 Building $61,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 275 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	16 (1986–2023)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Aug 2023 · river or lake flooding
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 275 River St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20