Lake County property record for 270 River St, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,316 sqft · built 1860 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $322,500 (Dec 2025) |
| Tax Bill | $3,705 (2024) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Mar 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-A-009-D-00-015-0 |
| Primary APN | 02-A-009-D-00-015-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,316 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Basement Area | 320 sqft |
| Unfinished Basement | 320 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Lot Area | 20,473 sqft (0.469 acres) |
| Lot Dimensions | 318 ft deep x 48 ft wide |
| Garage Area | 900 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 140 sqft |
| Patio Area | 1,424 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Lean-To | 144 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | D 62 |
|---|---|
| Street Address | 270 RIVER ST |
| City | MADISON |
| State | OH |
| Zip | 44057-3235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 50 & 92 TRACT 1 |
| Legal Subdivision | HARVEYS SURV |
| Legal Tract | 1 |
| Legal Lot Number | 50,92 92 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 206100 |
Source: Lake County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8241 DOW CIR, STRONGSVILLE, OH 44136-1725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2025 | Survivorship Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Mar 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 19, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Apr 24, 2017 | Deed of Trust, Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2025 · Amount on Record |
| Deed Sale | Dec 1, 2025 · Amount on Record |
| Prior Sale | Mar 18, 2024 · Amount on Record |
| Deed Document Number | 2025R026843 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 1, 2025 |
| Property Address | 270 RIVER ST, MADISON, OH 44057-3235 |
| Document Number | 0000026843 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 2025R026843 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136-1725 |
| Mail Care Of | UNION HOME MORTGAGE CORP |
| Document Number | 0000026844 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025R026844 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Mar 18, 2024 |
| Property Address | 270 RIVER ST, MADISON, OH 44057-3235 |
| Document Number | 0000004969 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 2024R004969 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 270 RIVER ST, MADISON, OH 44057-3235 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004970 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 2024R004970 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jan 19, 2022 |
| Property Address | 270 RIVER ST, MADISON, OH 44057-3235 |
| Document Number | 0000002288 |
| Instrument Date | Nov 24, 2021 |
| Instrument | 2022R002288 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 270 RIVER ST, MADISON, OH 44057-3235 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 270 RIVER ST, MADISON, OH 44057-3235 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010260 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 2017R010260 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Amount | Amount Recorded |
|---|
Source: Lake County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Municipality | Madison Village |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,705.00 (-23.88%) Homeowner's exemption Senior Citizen's exemption | $61,680 (+30.46%) Land $11,160 Building $50,520 | $176,230 (+30.47%) Land $31,880 Building $144,350 |
| 2023 | $4,867.00 (+79.13%) Homeowner's exemption Senior Citizen's exemption | $47,280 (-) Land $9,300 Building $37,980 | |
| 2022 | $2,717.00 Homeowner's exemption | $47,280 Land $9,300 Building $37,980 | |
| 2021 | $135,070 Land $26,560 Building $108,510 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 16 (1986–2023) |
| Claims Outside the SFHA | 4 of 16 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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