291 River Rd, Oak Hill, FL 32759 Property Records

Volusia County property record for 291 River Rd, Oak Hill, FL 32759

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,427 sqft · built 2012
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,074,900 (Feb 2026)
Tax Bill	$18,550 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2026 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`9505-00-00-0121`

Property Details

APN / Parcel Number

Primary APN	`9505-00-00-0121`
Alternative APNs	`35190500000121` `05193500000121` `4065521.0` `4065521`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,427 sqft Living Area
Gross Area	4,083 sqft
1st Floor Area	2,508 sqft
Utility Room	Utility Room
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	80 ft deep x 100 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,013 sqft
Deck Area	182 sqft
Boat Access	Boat Access
Boat House	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4065521
Street Address	291 RIVER RD
City	OAK HILL
State	FL
Zip	32759-9596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3W
Legal Description	5-19-35 S 100 FT OF N 657.5 FT S OF OLD LIVE OAK RD OF LOT 1 E OF RIVER RD PER OR 3931 PG 2526 PER OR 6594 PG 3669 PER OR 7852 PG 0915 PER OR 7966 PG 2821 PER OR 8088 PG 1729 PER OR 8097 PG 2509 PER OR 8816 PG 0409
Legal Range	35E
Legal Township	19S
Legal Section	05
Legal Subdivision	OLD OAK
Legal Lot Number	1
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	3
Census Block	3105
Census Tract	83003

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	291 RIVER RD, OAK HILL, FL 32759-9596
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Feb 19, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jul 23, 2021	Intrafamily Transfer, Transfer
Aug 9, 2021	Intrafamily Transfer, Transfer
Jan 4, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	202629829
Deed Book / Page	8816 / 409
Prior Transfer Date	Jul 19, 2021
Prior Transfer Doc	0080181729
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	291 RIVER RD, OAK HILL, FL 32759-9596
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 RIVER RD, OAK HILL, FL 32759-9596

Mortgage

Document Number	0082902626
Date	Jul 29, 2022
Book Page	8290/2626
Instrument	2022177626

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	NEW SMYRNA BEACH, FL 32169

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 19, 2026
Property Address	291 RIVER RD, OAK HILL, FL 32759-9596
Document Number	0088160409
Book / Page	8816 / 409
Instrument Date	Feb 12, 2026
Instrument	2026029829
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,524.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1909 S RIVERSIDE DR # DR7, DR7, EDGEWATER, FL 32141-3619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 RIVER RD, OAK HILL, FL 32759-9596

Mortgage

Document Number	0008816411
Date	Feb 19, 2026
Instrument	8816/411

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Jul 23, 2021
Property Address	291 RIVER RD, OAK HILL, FL 32759-9596
Document Number	0080181729
Book / Page	8018 / 1729
Instrument Date	Jul 19, 2021
Instrument	2121-172896
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 RIVER RD, OAK HILL, FL 32759-9596

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Aug 9, 2021
Property Address	291 RIVER RD, OAK HILL, FL 32759-9596
Document Number	0080972509
Book / Page	8097 / 2509
Instrument Date	Jul 19, 2021
Instrument	2021-187598
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	291 RIVER RD, OAK HILL, FL 32759-9596

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 4, 2021
Property Address	291 RIVER RD, OAK HILL, FL 32759-9596
Document Number	0079662821
Book / Page	7966 / 2821
Instrument Date	Dec 28, 2020
Instrument	2021-000120
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,643.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 216, OAK HILL, FL 32759-0216

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	291 RIVER RD, OAK HILL, FL 32759-9596

Mortgage

Document Number	0079662824
Date	Jan 4, 2021
Instrument	7966/2824

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 14, 2020
Property Address	291 RIVER RD, OAK HILL, FL 32759-9596
Document Number	0078520915
Book / Page	007852 / 000915
Instrument Date	May 6, 2020
Instrument	87839
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 216 OAK HILL FL 327590216, OAK HILL, FL 32759-0216

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Oak Hill City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$970,459 (+6.03%) Land $318,200 Building $652,259	$970,459 (-10.18%) Land $318,200 Building $652,259
2025	$18,550.00 (+2.25%) Homeowner's exemption	$915,296 (+5.99%)	$1,080,442 (+0.7%) Land $417,100 Building $663,342
2023	$18,142.00 (+2.07%) Homeowner's exemption	$863,594 (+3%)	$1,072,974 (+24.89%) Land $417,100 Building $655,874
2022	$17,774.00 Homeowner's exemption	$838,441	$859,165 Land $275,200 Building $583,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	7 (2017–2022)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CBN.

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