288 Monument Rd, Elgin, IL 60124 Property Records

Kane County property record for 288 Monument Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Last Sale	$321,500 (Sep 2016)
Tax Bill	$11,335 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-19-179-008`

Property Details

APN / Parcel Number

Primary APN	`06-19-179-008`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	288 MONUMENT RD
City	ELGIN
State	IL
Zip	60124-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 4 LT 120
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	120
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1015
Census Tract	851911

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	288 MONUMENT RD, ELGIN, IL 60124-3817
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Dec 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2016 · Amount on Record
Deed Sale	Sep 21, 2016 · Amount on Record
Prior Sale	Nov 5, 2013 · Amount on Record
Deed Document Number	201650827
Last Transfer Date	Dec 8, 2020
Transfer Doc	0000081538
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	288 MONUMENT RD, ELGIN, IL 60124-3817
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043826
Date	Jun 9, 2021
Instrument	2021K043826

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

Interest

Rate	3.08%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 10, 2020
Property Address	288 MONUMENT RD, ELGIN, IL 60124-3817
Document Number	0000081538
Instrument Date	Dec 8, 2020
Instrument	81538
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	288 MONUMENT RD ELGIN IL 601243817, ELGIN, IL 60124-3817

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,335.00 (+7.68%) Homeowner's exemption	$153,503 (+8.57%) Land $43,240 Building $110,263	$460,693 (+8.57%) Land $129,772 Building $330,921
2024		$141,386 (+21.39%) Land $39,827 Building $101,559	$424,328 (+21.44%) Land $119,529 Building $304,799
2022	$10,527.00 (+4.73%) Homeowner's exemption	$116,469 (+7.49%) Land $32,808 Building $83,661	$349,407 (+7.49%) Land $98,424 Building $250,983
2021	$10,052.00 Homeowner's exemption	$108,349 Land $30,673 Building $77,676	$325,047 Land $92,019 Building $233,028

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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