291 Harding Ave, Teaneck, NJ 07666 Property Records

Bergen County and Teaneck Township property record for 291 Harding Ave, Teaneck, NJ 07666

Property Summary

Property Type	Single Family Home
Details	1,372 sqft · built 1902
Lot Size	0.188 acres (8,176 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Feb 2005)
Tax Bill	$10,921 (2025)
Deeds & Mortgages	Sep 2019 Refinance Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-04305-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`60-04305-0000-00012`
Alternative APNs	`600430500012` `043041`

Interior

Stories	2 Stories
Building Area	1,372 sqft Living Area

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Lot Area	8,176 sqft (0.188 acres)
Lot Dimensions	109 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	043041
Street Address	291 HARDING AVE
City	TEANECK
State	NJ
Zip	07666-6457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	75X109
Legal Block	4305
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	TEANECK
Census Block Group	2
Census Block	2007
Census Tract	54602

Owner

291 Harding Ave is owned and occupied by two individuals who bought it in February 2005.

Source: Bergen County and Teaneck Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	291 HARDING AVE, TEANECK, NJ 07666-6457
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Sep 21, 2018	Deed of Trust, Mortgage · FHA Mortgage MLB RESID'L LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2005 · Amount on File
Deed Sale	Feb 14, 2005 · Amount on File
Prior Sale	Sep 28, 1998 · Amount on File
Deed Book / Page	8780 / 792
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	291 HARDING AVE, TEANECK, NJ 07666-6457
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033522307
Date	Sep 18, 2019
Book Page	3352/2307
Instrument	19-062016

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	291 HARDING AVE, TEANECK, NJ 07666-6457
Document Number	0030722268
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	291 HARDING AVE TEANECK NJ 076666457, TEANECK, NJ 07666-6457

Mortgage

Document Number	0030722268
Date	Oct 5, 2018
Book Page	003072/002268
Instrument	71116

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 291 Harding Ave was $10,921, up 4.9% from the year before.

Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Teaneck Township
Unified School District	Teaneck Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,500 (-) Land $295,000 Building $181,500	$476,500 (-) Land $295,000 Building $181,500
2025	$10,921.00 (+4.95%)	$476,500 Land $295,000 Building $181,500	$476,500 Land $295,000 Building $181,500
2024	$10,406.00
2023		$287,600 Land $174,800 Building $112,800	$287,600 Land $174,800 Building $112,800
2022	$9,309.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 291 Harding Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 11 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 291 Harding Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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