295 Harding Ave, Teaneck, NJ 07666 Property Records

Bergen County and Teaneck Township property record for 295 Harding Ave, Teaneck, NJ 07666

Property Summary

Property Type	Single Family Home
Details	1,445 sqft · built 1946
Lot Size	0.123 acres (5,349 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Feb 2021)
Tax Bill	$11,231 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-04305-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`60-04305-0000-00011`
Alternative APNs	`600430500011` `043036`

Interior

Stories	1 Story
Building Area	1,445 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,349 sqft (0.123 acres)
Lot Dimensions	107 ft deep x 50 ft wide

Location & Zoning

Account Number	043036
Street Address	295 HARDING AVE
City	TEANECK
State	NJ
Zip	07666-6457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	50X107
Legal Subdivision	GLENWOOD PARK
Legal Block	4305
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	TEANECK
Census Block Group	2
Census Block	2007
Census Tract	54602

Owner

Source: Bergen County and Teaneck Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	295 HARDING AVE, TEANECK, NJ 07666-6457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 11, 2021	Deed, Transfer · Conventional Mortgage MLB RESIDENTIAL LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	Sep 17, 1987 · Amount on Record
Deed Document Number	202118819
Deed Book / Page	3955 / 732
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	295 HARDING AVE, TEANECK, NJ 07666-6457
Transaction Type	Mortgage
Record Updated	Mar 27, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 HARDING AVE, TEANECK, NJ 07666-6457

Mortgage

Document Number	0049450699
Date	Mar 3, 2023
Book Page	4945/699
Instrument	2023016604

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 11, 2021
Property Address	295 HARDING AVE, TEANECK, NJ 07666-6457
Document Number	0039550732
Book / Page	3955 / 732
Instrument Date	Dec 16, 2020
Instrument	2021018819
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,667.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	295 HARDING AVE, 295, TEANECK, NJ 07666-6457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 HARDING AVE, TEANECK, NJ 07666-6457

Mortgage

Document Number	2021018820
Date	Feb 11, 2021
Instrument	2021018820

Lender

Name	MLB RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Teaneck Township
Unified School District	Teaneck Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,000 (-) Land $259,900 Building $230,100	$490,000 (-) Land $259,900 Building $230,100
2025	$11,231.00 (+4.95%)	$490,000 (+70.91%) Land $259,900 Building $230,100	$490,000 (+70.91%) Land $259,900 Building $230,100
2024	$10,701.00 (+15.31%)
2023		$286,700 Land $155,100 Building $131,600	$286,700 Land $155,100 Building $131,600
2022	$9,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 11 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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