277 Harding Ave, Teaneck, NJ 07666 Property Records

Bergen County and Teaneck Township property record for 277 Harding Ave, Teaneck, NJ 07666

Property Summary

Property Type	Single Family Home
Details	1,844 sqft · built 1920
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Mar 2026)
Tax Bill	$11,517 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60-04305-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`60-04305-0000-00015`
Alternative APNs	`600430500015` `043056`

Interior

Stories	2 Stories
Building Area	1,844 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Construction Type	Frame
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	61 ft deep x 50 ft wide

Location & Zoning

Account Number	043056
Street Address	277 HARDING AVE
City	TEANECK
State	NJ
Zip	07666-6457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	50X61
Legal Block	4305
Legal Lot Number	15
Jurisdiction	BERGEN NJ
Township / Civil Division	TEANECK
Census Block Group	2
Census Block	2007
Census Tract	54602

Owner

Source: Bergen County and Teaneck Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	439 GLENWOOD AVE, TEANECK, NJ 07666-6405
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit UNITY BANK
Mar 11, 2026	Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jul 2, 2019	Grant Deed, Transfer SERVICELINK
Jan 30, 2019	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	202616027
Deed Book / Page	5743 / 916
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	277 HARDING AVE, TEANECK, NJ 07666-6457
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0046660471
Date	Apr 28, 2022
Book Page	4666/471
Instrument	2022046226

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 11, 2026
Property Address	277 HARDING AVE, TEANECK, NJ 07666-6457
Document Number	0057430916
Book / Page	5743 / 916
Instrument Date	Feb 20, 2026
Instrument	2026016027
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FORTIS TITLE LLC, FORTUNA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,033.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1035 E LAWN DR, TEANECK, NJ 07666-6606

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	439 GLENWOOD AVE, TEANECK, NJ 07666-6405
Investor	Possibly a Property Investor

Mortgage

Document Number	2026016028
Date	Mar 11, 2026
Instrument	2026016028

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 2, 2019
Property Address	277 HARDING AVE, TEANECK, NJ 07666-6457
Document Number	0032830828
Book / Page	003283 / 000828
Instrument Date	May 13, 2019
Instrument	42188
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$218.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 E LAWN DR TEANECK NJ 076666606, TEANECK, NJ 07666-6606

January 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 30, 2019
Property Address	277 HARDING AVE, TEANECK, NJ 07666-6457
Document Number	0031662106
Book / Page	003166 / 002106
Instrument Date	Jan 17, 2019
Instrument	6961
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Teaneck Township
Unified School District	Teaneck Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,500 (-) Land $227,700 Building $274,800	$502,500 (-) Land $227,700 Building $274,800
2025	$11,517.00 (+4.94%)	$502,500 (+95.98%) Land $227,700 Building $274,800	$502,500 (+95.98%) Land $227,700 Building $274,800
2024	$10,975.00 (+32.24%)
2023		$256,400 Land $137,900 Building $118,500	$256,400 Land $137,900 Building $118,500
2022	$8,299.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 11 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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