Hamilton County property record for 2909 Utopia Pl, Cincinnati, OH 45208 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,612 sqft · built 1925 |
| Lot Size | 0.091 acres (3,964 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (Jun 2025) |
| Tax Bill | $7,727 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-0A01-0076-00 |
| Primary APN | 043-0A01-0076-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 886 sqft |
| 2nd Floor Area | 726 sqft |
| Upper Floors Area | 726 sqft |
| Basement Area | 896 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Lot Area | 3,964 sqft (0.091 acres) |
| Lot Dimensions | 95 ft deep x 120 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 88 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2909 UTOPIA PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2909 UTOPIA PL 39.02 X 95.63 IRR LOT 11 UTOPIA SUB |
| Legal Subdivision | UTOPIA SUB |
| Legal Lot Number | 11 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 4900 |
Source: Hamilton County records · APN 043-0A01-0076-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2909 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jul 09, 2021 | Survivorship Deed, Transfer |
| Jul 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Aug 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on Record |
| Deed Sale | Jun 23, 2025 · Amount on Record |
| Prior Sale | Jul 09, 2021 |
| Deed Document Number | 0000046831 |
| Deed Book / Page | 15442 / 2334 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2909 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000083580 |
|---|---|
| Date | Jul 09, 2021 |
| Book Page | 14455/1603 |
| Instrument | 2021-0083580 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2036 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 09, 2021 |
| Property Address | 2909 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000083581 |
| Book / Page | 14455 / 1608 |
| Map Reference | MB 27 PG 26&27 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2021-0083581 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2909 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2909 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000067171 |
| Instrument Date | Jul 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2020 |
| Title Company | OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 2909 UTOPIA PL CINCINNATI OH 452082936, CINCINNATI, OH 45208-2936 |
| Document Number | 0000067171 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 014208/004398 |
| Instrument | 67171 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jul 12, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 15, 2017 |
| Property Address | 2909 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000003905 |
| Map Reference | MB 27 PG 26&27 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 17-0073905 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,071.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2909 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000003906 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 17-0073906 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,727.00 (+3.12%) | $125,108 (-) Land $33,289 Building $91,819 | |
| 2024 | $7,493.00 (-2.21%) | $125,108 (-) Land $33,289 Building $91,819 | |
| 2023 | $7,662.00 (-10.12%) | $125,108 (+0.13%) Land $33,289 Building $91,819 | $357,450 (+0.13%) Land $95,110 Building $262,340 |
| 2022 | $8,525.00 Homeowner's exemption | $124,950 Land $31,570 Building $93,380 | |
| 2020 | $357,000 Land $90,200 Building $266,800 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610049001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979, rainfall accumulation |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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