Hamilton County property record for 2897 Utopia Pl, Cincinnati, OH 45208 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1926 |
| Square Footage | 1,300 sqft Living Area |
| Lot Size | 5,314 sqft (0.121 acres) |
| Garage | Basement, 1 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,955.00 (2025) |
| Primary APN | 043-0A01-0068-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,300 sqft Living Area |
| 1st Floor | 650 sqft 1st Floor |
| 2nd Floor | 650 sqft 2nd Floor |
| Basement Area | 650 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1926 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Stucco Exterior |
| Lot Area | 5,314 sqft (0.121 acres) |
| Depth X Width | 118 ft x 45 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Garage Area | 1 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 171 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2897 UTOPIA PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2935 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2897 UTOPIA PL 45 X 118 PT LOT 14 LOT 15 UTOPIA SUB |
| Legal Subdivision | UTOPIA SUB |
| Legal Lot Number | 14 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | CINCINNATI |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 4900 |
Source: Hamilton County records · APN 043-0A01-0068-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2897 UTOPIA PL, CINCINNATI, OH 45208-2935 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 2020 |
| Deed Sale | Sep 10, 2020 |
| Prior Sale | Dec 20, 2004 · Amount on Record |
| Deed Doc Number | 2020-0091769 |
| Deed Book / Page | 8416 / 00001 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2897 UTOPIA PL, CINCINNATI, OH 45208-2935 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000093901 |
|---|---|
| Date | Dec 02, 2025 |
| Book Page | 15553/1138 |
| Instrument | 2025-0093901 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 25, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,955.00 (+3.13%) | $96,926 (-) Land $39,876 Building $57,050 | |
| 2024 | $5,774.00 (-2.2%) | $96,926 (-) Land $39,876 Building $57,050 | |
| 2023 | $5,904.00 (+1.57%) | $96,926 (+13.23%) Land $39,876 Building $57,050 | $276,930 (+13.23%) Land $113,930 Building $163,000 |
| 2022 | $5,813.00 Homeowner's exemption | $85,603 Land $37,814 Building $47,789 | |
| 2020 | $244,580 Land $108,040 Building $136,540 |
2897 Utopia Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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