Hamilton County property record for 2899 Utopia Pl, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,325 sqft · built 1926 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Aug 2018) |
| Tax Bill | $6,213 (2025) |
| Deeds & Mortgages | May 2026 Transfer Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-0A01-0069-00 |
| Primary APN | 043-0A01-0069-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,325 sqft Living Area |
| Gross Area | 2,063 sqft |
| 1st Floor Area | 738 sqft |
| 2nd Floor Area | 587 sqft |
| Basement Area | 738 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 5,053 sqft (0.116 acres) |
| Lot Dimensions | 118 ft deep x 55 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2899 UTOPIA PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 2899 UTOPIA PL 50 X 118 IRR PT LOT 14 LOT 15 UTOPIA |
| Legal Subdivision | UTOPIA |
| Legal Lot Number | 14,15 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 4900 |
Source: Hamilton County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2899 UTOPIA PL, CINCINNATI, OH 45208-2935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 20, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Nov 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Aug 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on Record |
| Deed Sale | Aug 20, 2018 · Amount on Record |
| Prior Sale | Apr 24, 2002 · Amount on Record |
| Deed Document Number | 201873210 |
| Deed Book / Page | 13735 / 1080 |
| Prior Transfer Date | Dec 3, 2001 |
| Prior Transfer Doc | 0000234177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 20, 2026 |
| Property Address | 2899 UTOPIA PL, CINCINNATI, OH 45208-2935 |
| Document Number | 0000039666 |
| Book / Page | 15670 / 2193 |
| Instrument Date | May 8, 2026 |
| Instrument | 202639666 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2899 UTOPIA PL, CINCINNATI, OH 45208-2935 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2899 UTOPIA PL, CINCINNATI, OH 45208-2935 |
| Document Number | 0000004071 |
| Instrument Date | Jan 4, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2899 UTOPIA PL CINCINNATI OH 452082935, CINCINNATI, OH 45208-2935 |
| Document Number | 0000004071 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 014331/003236 |
| Instrument | 4071 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 10, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2899 UTOPIA PL, CINCINNATI, OH 45208-2935 |
| Document Number | 0000105725 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2899 UTOPIA PL CINCINNATI OH 452082935, CINCINNATI, OH 45208-2935 |
| Document Number | 0000105725 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 014054/001329 |
| Instrument | 105725 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 20, 2018 |
| Property Address | 2899 UTOPIA PL, CINCINNATI, OH 45208-2935 |
| Document Number | 0000073210 |
| Book / Page | 13735 / 01080 |
| Map Reference | MB 27 PG 26&27 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 2018-0073210 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $885.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2899 UTOPIA PL, CINCINNATI, OH 45208-2935 |
| Document Number | 0000073211 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 2018-0073211 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2033 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,213.00 (+3.12%) | $100,849 (-) Land $37,310 Building $63,539 | $288,140 (-) Land $106,600 Building $181,540 |
| 2024 | $6,025.00 (-2.21%) | $100,849 (-) Land $37,310 Building $63,539 | |
| 2023 | $6,161.00 (-12.35%) | $100,849 (-2.33%) Land $37,310 Building $63,539 | $288,140 (-2.33%) Land $106,600 Building $181,540 |
| 2022 | $7,029.00 Homeowner's exemption | $103,251 Land $35,382 Building $67,869 | |
| 2020 | $295,000 Land $101,090 Building $193,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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