2909 Terrain Ln, Austin, TX 78731 Property Records

Travis County property record for 2909 Terrain Ln, Austin, TX 78731

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,104 sqft · built 1949
Lot Size	0.228 acres (9,962 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,607 (2024)
Deeds & Mortgages	Feb 2022 Mortgage May 2022 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0126010802`

Property Details

APN / Parcel Number

Primary APN	`0126010802`
Alternative APNs	`01260108020000` `122871`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,104 sqft Living Area
Gross Area	2,209 sqft
1st Floor Area	2,104 sqft

Exterior

Year Built	Built 1949
Construction Type	Wood Frame
Foundation Type	Pier/Post & Beam
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	9,962 sqft (0.228 acres)
Lot Dimensions	116 ft deep x 85 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	448 sqft
Storage Building	105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	122871
Old Parcel Number	01260108020000
Street Address	2909 TERRAIN LN
City	AUSTIN
State	TX
Zip	78731-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK C HIGHLAND PARK
Legal Subdivision	HIGHLAND PARK
Legal Block	C
Legal Lot Number	9
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	2
Census Block	2027
Census Tract	101

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2909 TERRAIN LN, AUSTIN, TX 78731-5522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage R BANK
May 27, 2022	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Dec 26, 2019	Deed of Trust, Mortgage · Line of Credit BBVA USA
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage R BANK
Sep 19, 2019	Deed of Trust, Mortgage R BK TX
Sep 19, 2019	Deed of Trust, Mortgage R BK TX
May 9, 2018	Trustee's Deed, Construction Loan · Construction Mortgage UNIVERSITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2010
Deed Sale	Dec 17, 2010
Deed Document Number	2010188707
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2909 TERRAIN LN, AUSTIN, TX 78731-5522
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034861
Date	Feb 24, 2022
Instrument	2022034861

Lender

Name	R BANK
Type	Bank
Address	ROUND ROCK, TX 78665

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	May 27, 2022
Property Address	2909 TERRAIN LN, AUSTIN, TX 78731-5522
Document Number	0000096180
Map Reference	DOC 200300243
Instrument Date	May 26, 2022
Instrument	2022096180
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 E 5TH ST # ST2350, ST2350, CINCINNATI, OH 45202-4119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18117 GLACLER BAY ST, PFLUGERVILLE, TX 78660-5249

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2909 TERRAIN LN, AUSTIN, TX 78731-5522
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203259
Date	Dec 26, 2019
Instrument	2019203259

Lender

Name	BBVA USA
Type	Bank
Address	TEMPLE, TX 76504

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2909 TERRAIN LN, AUSTIN, TX 78731-5522
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187449
Date	Oct 6, 2020
Instrument	2020187449

Lender

Name	R BANK
Type	Bank
Address	ROUND ROCK, TX 78665

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2909 TERRAIN LN, AUSTIN, TX 78731-5522
Document Number	0000147986
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2909 TERRAIN LN AUSTIN TX 787315522, AUSTIN, TX 78731-5522

Mortgage

Document Number	0000147986
Date	Sep 25, 2019
Instrument	147986

Lender

Name	R BK TX
Type	Bank
Address	ROUND ROCK, TX 78665

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 24, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.75%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2909 TERRAIN LN, AUSTIN, TX 78731-5522
Document Number	0000147985
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2909 TERRAIN LN AUSTIN TX 787315522, AUSTIN, TX 78731-5522

Mortgage

Document Number	0000147985
Date	Sep 25, 2019
Instrument	147985

Lender

Name	R BK TX
Type	Bank
Address	ROUND ROCK, TX 78665

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	TRAVIS TX
Recording Date	May 9, 2018
Property Address	2909 TERRAIN LN, AUSTIN, TX 78731-5522
Instrument Date	May 4, 2018
Instrument	71184
Transaction Type	Construction Loan
Record Updated	Jun 8, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2909 TERRAIN LN AUSTIN TX 787315522, AUSTIN, TX 78731-5522

Mortgage

Document Number	0000071184
Date	May 9, 2018
Instrument	71184

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$948,205 (-0.19%) Land $549,725 Building $398,480	$948,205 (-0.19%) Land $549,725 Building $398,480
2024	$15,607.00 (+17.26%)
2023		$950,000 Land $522,500 Building $427,500	$950,000 Land $522,500 Building $427,500
2022	$13,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1992–2001)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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