2906 Terrain Ln, Austin, TX 78731 Property Records

Travis County property record for 2906 Terrain Ln, Austin, TX 78731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,450 sqft · built 1950
Lot Size	0.259 acres (11,291 sqft)
Owner	2 Individual Names on Record
Tax Bill	$17,544 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0126010713`

Property Details

APN / Parcel Number

Primary APN	`0126010713`
Alternative APNs	`01260107130000` `122865`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,450 sqft Living Area
Gross Area	2,558 sqft
1st Floor Area	2,450 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2015
Construction Type	Wood Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,291 sqft (0.259 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	527 sqft
Storage Building	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	122865
Old Parcel Number	01260107130000
Street Address	2906 TERRAIN LN
City	AUSTIN
State	TX
Zip	78731-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK D HIGHLAND PARK
Legal Subdivision	HIGHLAND PARK
Legal Block	D
Legal Lot Number	4
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	2
Census Block	2021
Census Tract	101

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2906 TERRAIN LN, AUSTIN, TX 78731-5523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit UNITED HERITAGE CU
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage COUNSELORS MORTGAGE CORP
Jul 3, 2018	Warranty Deed, Subdivision Related Transfer DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2010
Deed Sale	Dec 28, 2010
Prior Sale	Jul 1, 1997
Deed Document Number	2010194092
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2906 TERRAIN LN, AUSTIN, TX 78731-5523
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000243769
Date	Nov 2, 2021
Instrument	2021243769

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2906 TERRAIN LN, AUSTIN, TX 78731-5523
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000078575
Date	Apr 29, 2022
Instrument	2022078575

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2906 TERRAIN LN, AUSTIN, TX 78731-5523
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128905
Date	Jul 24, 2020
Instrument	2020128905

Lender

Name	COUNSELORS MORTGAGE CORP
Type	Mortgage Company
Address	AUSTIN, TX 78735

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Jul 3, 2018
Property Address	2906 TERRAIN LN, AUSTIN, TX 78731-5523
Document Number	0000104621
Instrument Date	Jul 2, 2018
Instrument	104621
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 23, 2018
Title Company	TRAVIS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18312 CUYAHOGA DR PFLUGERVILLE TX 786604546, PFLUGERVILLE, TX 78660-4546

Mortgage

Document Number	104622
Date	Jul 3, 2018
Instrument	104622

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,133,553 (-23.63%) Land $558,880 Building $728,654	$1,287,534 (-13.26%) Land $558,880 Building $728,654
2024	$17,544.00 (+17.63%)
2023		$1,484,276 Land $550,000 Building $934,276	$1,484,276 Land $550,000 Building $934,276
2022	$14,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1992–2001)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Terrain Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures