2908 Terrain Ln, Austin, TX 78731 Property Records

Travis County property record for 2908 Terrain Ln, Austin, TX 78731

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,306 sqft · built 1950
Lot Size	0.258 acres (11,278 sqft)
Owner	Individual Name on File
Tax Bill	$15,277 (2024)
Deeds & Mortgages	May 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0126010714`

Property Details

APN / Parcel Number

Primary APN	`0126010714`
Alternative APNs	`01260107140000` `122866`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,306 sqft Living Area
Gross Area	2,456 sqft
1st Floor Area	2,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Construction Type	Wood Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,278 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	299 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	482 sqft
Storage Building	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	122866
Old Parcel Number	01260107140000
Street Address	2908 TERRAIN LN
City	AUSTIN
State	TX
Zip	78731-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK D HIGHLAND PARK
Legal Subdivision	HIGHLAND PARK
Legal Block	D
Legal Lot Number	5
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	2
Census Block	2021
Census Tract	101

Owner

2908 Terrain Ln is owned and occupied by an individual who acquired it in January 2010.

Source: Travis County records, as of November 3, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2908 TERRAIN LN, AUSTIN, TX 78731-5523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage R BANK
Aug 23, 2019	Deed of Trust, Mortgage CAPSTAR LNDG
Aug 15, 2018	Deed of Trust, Mortgage CAPSTAR LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2010
Deed Sale	Jan 26, 2010
Prior Sale	Jun 2, 1999
Deed Document Number	2010012085
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2908 TERRAIN LN, AUSTIN, TX 78731-5523
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117497
Date	May 26, 2021
Instrument	2021117497

Lender

Name	R BANK
Type	Bank
Address	ROUND ROCK, TX 78665

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2908 TERRAIN LN, AUSTIN, TX 78731-5523
Document Number	0000132118
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2908 TERRAIN LN AUSTIN TX 787315523, AUSTIN, TX 78731-5523

Mortgage

Document Number	0000132118
Date	Aug 28, 2019
Instrument	132118

Lender

Name	CAPSTAR LNDG
Address	AUSTIN, TX 78731

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2908 TERRAIN LN, AUSTIN, TX 78731-5523
Document Number	0000133124
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2908 TERRAIN LN AUSTIN TX 787315523, AUSTIN, TX 78731-5523

Mortgage

Document Number	0000133124
Date	Aug 21, 2018
Instrument	133124

Lender

Name	CAPSTAR LNDG
Address	AUSTIN, TX 78731

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$994,590 Land $558,797 Building $674,237	$1,233,034 Land $558,797 Building $674,237
2024	$15,277.00
2023		$1,220,618 Land $550,000 Building $670,618	$1,220,618 Land $550,000 Building $670,618
2022	$13,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2908 Terrain Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1992–2001)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2908 Terrain Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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