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2909 Sand Oak Loop, Apopka, FL 32712 Property Records

Orange County property record for 2909 Sand Oak Loop, Apopka, FL 32712 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage2,237 sqft Living Area
Lot Size16,200 sqft (0.372 acres)
OccupancyOwner Occupied
Last Sale$278,042 (2017)
Tax Bill$3,986.00 (2025)

Property Details

APN / Parcel Number

Primary APN18-20-28-6100-01-870
Alternative APNs
  • 282018610001870
  • 173237
  • 176556
  • 180130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,237 sqft Living Area
Gross Area3,102 sqft Gross Area
1st Floor2,237 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,200 sqft (0.372 acres)
Garage TypeAttached Garage
Garage Area525 sqft Garage
Porch Area340 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address2909 SAND OAK LOOP
CityAPOPKA
StateFL
Zip32712-1455
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOAK RIDGE PHASE 2 87/133 LOT 187
Legal Range28E
Legal Township20S
Legal Section18
Legal SubdivisionOAK RIDGE PH 2
Legal Phase2
Legal Tract6100
Legal Block1
Legal Lot Number187
JurisdictionORANGE FL
Minor Civil DivisionAPOPKA
Census Blockgroup1
Census Block1036
Census Tract17813

Owner

Source: Orange County records · APN 18-20-28-6100-01-870

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2909 SAND OAK LOOP, APOPKA, FL 32712-1455
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Jul 31, 2017Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2017 · Amount on Record
Deed SaleJul 31, 2017 · Amount on Record
Deed Doc Number2017421871
Record RefreshedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2909 SAND OAK LOOP, APOPKA, FL 32712-1455
Document Number0000621184
Instrument DateNov 20, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2909 SAND OAK LOOP APOPKA FL 327121455, APOPKA, FL 32712-1455

Mortgage

Document Number0000621184
DateNov 30, 2020
Instrument621184
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 29, 2050

July 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateJul 31, 2017
Property Address2909 SAND OAK LOOP, APOPKA, FL 32712-1455
Document Number0000421871
Map ReferenceMB 87 PG 133
Instrument DateJul 27, 2017
Instrument20170421871
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,946.70
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address2909 SAND OAK LOOP, APOPKA, FL 32712-1455

Mortgage

Document Number0000421872
DateJul 31, 2017
Instrument20170421872
Lender
NameCALATLANTIC MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$294,232 (+2.7%)$442,860 (-1.1%) Land $110,000 Building $332,860
2025$3,986.00 (+1.87%) Homeowner's exemption$286,497 (+5.99%)$447,790 (+9.91%) Land $110,000 Building $337,790
2024$3,913.00 (+7.03%)
2023$3,656.00 (+4.4%) Homeowner's exemption$270,314 (+3%)$407,423 (+25.5%) Land $110,000 Building $297,423
2022$3,502.00 Homeowner's exemption$262,441$324,629 Land $75,000 Building $249,629

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 980 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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