2917 Sand Oak Loop, Apopka, FL 32712 Property Records

Orange County property record for 2917 Sand Oak Loop, Apopka, FL 32712 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,870 sqft · built 2017
Lot Size	0.38 acres (16,570 sqft)
Owner	2 Individual Names on File
Last Sale	$327,520 (Jun 2017)
Tax Bill	$5,852 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-20-28-6100-01-860`

Property Details

APN / Parcel Number

Primary APN	`18-20-28-6100-01-860`
Alternative APNs	`282018610001860` `173236` `176555` `180129`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,870 sqft Living Area
Gross Area	3,980 sqft
1st Floor Area	2,870 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,570 sqft (0.38 acres)
Garage Type	Attached
Garage Area	741 sqft
Porch	Finished/Open Porch
Porch Area	369 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2917 SAND OAK LOOP
City	APOPKA
State	FL
Zip	32712-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK RIDGE PHASE 2 87/133 LOT 186
Legal Range	28E
Legal Township	20S
Legal Section	18
Legal Subdivision	OAK RIDGE PH 2
Legal Phase	2
Legal Tract	6100
Legal Block	1
Legal Lot Number	186
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1036
Census Tract	17813

Owner

Source: Orange County records · APN 18-20-28-6100-01-860

Assessment roll updated April 30, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2917 SAND OAK LOOP, APOPKA, FL 32712-1455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 06, 2022	Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC
Aug 17, 2022	Intrafamily Transfer, Transfer
May 29, 2020	Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS
Jun 27, 2017	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Deed Document Number	2017356766
Last Transfer Date	Aug 17, 2022
Transfer Doc	0000502871
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2917 SAND OAK LOOP, APOPKA, FL 32712-1455
Transaction Type	Mortgage
Record Updated	Sep 22, 2022
Title Company	MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2917 SAND OAK LOOP, APOPKA, FL 32712-1455

Mortgage

Document Number	0000539168
Date	Sep 06, 2022
Instrument	20220539168

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Aug 17, 2022
Property Address	2917 SAND OAK LOOP, APOPKA, FL 32712-1455
Document Number	0000502871
Map Reference	MB 87 PG 133-135
Instrument Date	Aug 17, 2022
Instrument	20220502871
Transaction Type	Transfer
Record Updated	Sep 01, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2917 SAND OAK LOOP, 2917, APOPKA, FL 32712-1455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2917 SAND OAK LOOP, APOPKA, FL 32712-1455

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2917 SAND OAK LOOP, APOPKA, FL 32712-1455
Document Number	0000320561
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	CITY TITLE, CITY TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2917 SAND OAK LOOP APOPKA FL 327121455, APOPKA, FL 32712-1455

Mortgage

Document Number	0000320561
Date	Jun 09, 2020
Instrument	320561

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 08, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 27, 2017
Property Address	2917 SAND OAK LOOP, APOPKA, FL 32712-1455
Document Number	0000356766
Instrument Date	Jun 22, 2017
Instrument	356766
Transaction Type	Transfer
Record Updated	Feb 04, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,292.64
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2917 SAND OAK LOOP APOPKA FL 327121455, APOPKA, FL 32712-1455

Mortgage

Document Number	356767
Date	Jun 27, 2017
Instrument	356767

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,924 (+2.7%)	$569,840 (-1.28%) Land $110,000 Building $459,840
2025	$5,852.00 (+1.7%) Homeowner's exemption	$403,042 (-23.3%)	$577,200 (+9.84%) Land $110,000 Building $467,200
2024	$5,754.00 (-30.41%)
2023	$8,268.00 (+59.8%)	$525,484 (+42.33%) Land $110,000 Building $415,484	$525,484 (+31.83%) Land $110,000 Building $415,484
2022	$5,174.00 Homeowner's exemption	$369,199	$398,601 Land $75,000 Building $323,601

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950178131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 980 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Metronet Holdings, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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