St. Charles County property record for 2909 Mallard Dr, Saint Charles, MO 63301 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,710 sqft · built 1967 |
| Lot Size | 0.188 acres (8,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $142,500 (May 2017) |
| Tax Bill | $2,686 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Feb 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039660A000 |
| Primary APN | 039660A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,710 sqft Living Area |
| Gross Area | 2,450 sqft |
| 1st Floor Area | 1,250 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 460 sqft |
| Unfinished Basement | 116 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,174 sqft (0.188 acres) |
| Lot Dimensions | 122 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | Deck Area |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 039660A000 |
|---|---|
| Street Address | 2909 MALLARD DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARDINAL WOOD #6 LOT 257 |
| Legal Subdivision | CARDINAL WOOD #6 |
| Legal Lot Number | 257 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 310602 |
Source: St. Charles County records · APN 039660A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2909 MALLARD DR, SAINT CHARLES, MO 63301-1285 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| Feb 23, 2022 | Beneficiary Deed, Transfer |
| May 16, 2017 | Special Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on Record |
| Deed Sale | May 16, 2017 · Amount on Record |
| Deed Document Number | 2017299990 |
| Deed Book / Page | 6744 / 971 |
| Prior Transfer Date | May 12, 2017 |
| Prior Transfer Doc | 0000299980 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2909 MALLARD DR, SAINT CHARLES, MO 63301-1285 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000433000 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 7328/1209 |
| Instrument | 20200624000433000 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MO 63640 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 23, 2022 |
| Property Address | 2909 MALLARD DR, SAINT CHARLES, MO 63301-1285 |
| Document Number | 0000010711 |
| Map Reference | MB 10 PG 3 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 2022R-010711 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 14225 STATE RD E, DE SOTO, MO 63020-5570 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 16, 2017 |
| Property Address | 2909 MALLARD DR, SAINT CHARLES, MO 63301-1285 |
| Document Number | 0000299990 |
| Book / Page | 6744 / 0971 |
| Map Reference | MB 10 PG 3 |
| Instrument Date | May 12, 2017 |
| Instrument | 20170516000299990 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2909 MALLARD DR, SAINT CHARLES, MO 63301-1285 |
| Document Number | 0000300000 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 20170516000300000 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,758 (-) | $225,040 (-) Land $50,000 Building $175,040 | |
| 2025 | $2,686.00 | $42,758 (+7.4%) | $225,040 (+7.4%) Land $50,000 Building $175,040 |
| 2023 | $39,813 | ||
| 2022 | $209,543 Land $50,000 Building $159,543 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833106022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force 9 of 16 on primary residences |
| Nearby Flood Claims | 71 (1979–2022) |
| Claims Outside the SFHA | 11 of 71 |
| Most Recent Claim | Jul 2022, rainfall accumulation, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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