2901 Mallard Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2901 Mallard Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,936 sqft · built 1971
Lot Size	0.207 acres (9,035 sqft)
Owner	Company Name on Record
Last Sale	$279,000 (Sep 2022)
Tax Bill	$3,364 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039640A000`

Property Details

APN / Parcel Number

Primary APN	`039640A000`
Alternative APN	`6-0005-4011-00-0255.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	3,464 sqft
1st Floor Area	1,410 sqft
Basement Area	1,410 sqft
Finished Basement	526 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,035 sqft (0.207 acres)
Lot Dimensions	139 ft deep x 65 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	130 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	039640A000
Street Address	2901 MALLARD DR
City	SAINT CHARLES
State	MO
Zip	63301-1285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	CARDINAL WOOD #6 LOT 255
Legal Subdivision	CARDINAL WOOD #6
Legal Lot Number	255
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	2
Census Block	2025
Census Tract	310602

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	901 W JACKSON BLVD, 501, CHICAGO, IL 60607-3798
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPGROW HOME MORTGAGE LLC
Sep 21, 2022	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY
May 3, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	May 3, 2022 · Amount on Record
Deed Document Number	202252041
Prior Transfer Date	Feb 23, 1999
Prior Transfer Doc	0022490083
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2901 MALLARD DR, SAINT CHARLES, MO 63301-1285
Transaction Type	Mortgage
Record Updated	Oct 5, 2022
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 MALLARD DR, SAINT CHARLES, MO 63301-1285

Mortgage

Document Number	0000089578
Date	Nov 18, 2020
Instrument	2020R-089578

Lender

Name	CAPGROW HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 21, 2022
Property Address	2901 MALLARD DR, SAINT CHARLES, MO 63301-1285
Document Number	0000052041
Map Reference	MB 10 PG 3
Instrument Date	Sep 15, 2022
Instrument	2022R-052041
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 WASHINGTON DR, ARNOLD, MO 63010-1625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 W JACKSON BLVD STE 501, 501, CHICAGO, IL 60607-3798
Investor	Possibly a Property Investor

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 3, 2022
Property Address	2901 MALLARD DR, SAINT CHARLES, MO 63301-1285
Document Number	0000025260
Map Reference	MB 10 PG 3
Instrument Date	Apr 29, 2022
Instrument	2022R-025260
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2901 MALLARD DR, SAINT CHARLES, MO 63301-1285

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2901 MALLARD DR, SAINT CHARLES, MO 63301-1285

Mortgage

Document Number	0000025261
Date	May 3, 2022
Instrument	2022R-025261

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,680 (-)	$282,527 (-) Land $50,000 Building $232,527
2025	$3,364.00 (+5.32%)	$53,680 (+7.91%)	$282,527 (+7.91%) Land $50,000 Building $232,527
2024	$3,194.00
2023		$49,745
2022			$261,815 Land $50,000 Building $211,815

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	71 (1979–2022)
Claims Outside the SFHA	11 of 71
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 13 claims Flooding, Jun 2011 · 15 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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