2904 Mallard Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2904 Mallard Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,752 sqft · built 1970
Lot Size0.255 acres (11,120 sqft)
OwnerIndividual Name on File
Tax Bill$3,058 (2025)
Flood ZoneZone X (minimal risk)
APN039730A000

Property Details

APN / Parcel Number

Primary APN039730A000
Alternative APN
  • 6-0005-4011-00-0264.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,752 sqft Living Area
Gross Area2,808 sqft
1st Floor Area1,482 sqft
Basement Area650 sqft
Finished Basement270 sqft
Unfinished Basement380 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,120 sqft (0.255 acres)
Lot Dimensions139 ft deep x 80 ft wide
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area28 sqft
Deck AreaDeck Area
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number039730A000
Street Address2904 MALLARD DR
CitySAINT CHARLES
StateMO
Zip63301-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionCARDINAL WOOD #6 LOT 264
Legal SubdivisionCARDINAL WOOD #6
Legal Lot Number264
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group2
Census Block2024
Census Tract310602

Owner

Source: St. Charles County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2904 MALLARD DR, SAINT CHARLES, MO 63301-1214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 15, 2024
Transfer Doc0000018870
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,753 (-)$256,596 (-) Land $50,000 Building $206,596
2025$3,058.00$48,753 (+7.71%)$256,596 (+7.71%) Land $50,000 Building $206,596
2023$45,263
2022$238,224 Land $50,000 Building $188,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims71 (1979–2022)
Claims Outside the SFHA11 of 71
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 13 claims
  • Flooding, Jun 2011 · 15 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: WH i3B Bidco LLC/WH i3B Topco.

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