2909 Elgin Ct, River Falls, WI 54022 Property Records

St. Croix County property record for 2909 Elgin Ct, River Falls, WI 54022

Property Summary

Property TypeSingle Family Home
Lot Size0.269 acres (11,718 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Sep 2026)
Tax Bill$5,401 (2026)
Deeds & MortgagesSep 2026 Sale
Sep 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN276-1164-27-000

Property Details

APN / Parcel Number

Primary APN276-1164-27-000
Alternative APN
  • 24.28.19.1629

Exterior

Lot Area11,718 sqft (0.269 acres)

Location & Zoning

Street Address2909 ELGIN CT
CityRIVER FALLS
StateWI
Zip54022-9301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 24 T28N R19W SW SW PLAT STERLING PONDS 3RD ADDN BLOCK 8 LOT 7
Legal Range19W
Legal Township28N
Legal Section24
Legal SubdivisionSTERLING PONDS
Legal Block8
Legal Lot Number7
JurisdictionST CROIX WI
Township / Civil DivisionRIVER FALLS
Census Block Group1
Census Block1030
Census Tract120901

Owner

2909 Elgin Ct is owned and occupied by two individuals who bought it in September 2026.

Source: St. Croix County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address2909 ELGIN CT, RIVER FALLS, WI 54022-9301
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Affidavit, Transfer
Sep 28, 2026Warranty Deed, Transfer · Conventional Mortgage
UNION CREDIT UNION
Dec 10, 2021Intrafamily Transfer, Transfer
Sep 1, 2021Warranty Deed, Subdivision Related Transfer
May 28, 2021Warranty Deed, Transfer · Commercial Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2026 · Amount on File
Deed SaleSep 28, 2026 · Amount on File
Prior SaleSep 1, 2021 · Amount on File
Deed Document Number20261213562
Record UpdatedOct 29, 2026

September 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionST CROIX WI
Recording DateSep 28, 2026
Property Address2909 ELGIN CT, RIVER FALLS, WI 54022-9301
Document Number0001213561
Instrument DateSep 28, 2026
Instrument20261213561
Transaction TypeTransfer
Record UpdatedOct 13, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2909 ELGIN CT, RIVER FALLS, WI 54022-9301

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CROIX WI
Recording DateSep 28, 2026
Property Address2909 ELGIN CT, RIVER FALLS, WI 54022-9301
Document Number0001213562
Instrument DateSep 22, 2026
Instrument20261213562
Transaction TypeTransfer
Record UpdatedOct 13, 2026
Title CompanyEDINA REALTY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$125,745.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2909 ELGIN CT, RIVER FALLS, WI 54022-9301

Mortgage

Document Number0001213563,
DateSep 28, 2026
Instrument20261213563
Lender
NameUNION CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CROIX WI
Recording DateDec 10, 2021
Property Address2909 ELGIN CT, RIVER FALLS, WI 54022-9301
Document Number0001145027
Instrument DateNov 23, 2021
Instrument1145027
Transaction TypeTransfer
Record UpdatedAug 4, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CROIX WI
Recording DateSep 1, 2021
Property Address2909 ELGIN CT, RIVER FALLS, WI 54022-9301
Document Number0001138238
Instrument DateAug 30, 2021
Instrument1138238
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 4, 2023

Transaction

AmountAmount on Record
Tax$1,051.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CROIX WI
Recording DateMay 28, 2021
Property Address2909 ELGIN CT, RIVER FALLS, WI 54022-9301
Document Number0001131213
Instrument DateMay 20, 2021
Instrument1131213
Transaction TypeTransfer
Record UpdatedAug 4, 2023

Transaction

AmountAmount on Record
Tax$120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001131214
DateMay 28, 2021
Instrument1131214
Lender
NameFIRST NATIONAL BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2909 Elgin Ct was $5,401 with a homeowner's exemption, up % from the year before.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountySt. Croix County
MunicipalityRiver Falls City
Unified School DistrictRiver Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,401.00 (+0.02%) Homeowner's exemption
2025$5,400.00 Homeowner's exemption$398,800 Land $82,700 Building $316,100$398,800 Land $82,700 Building $316,100
2023$5,313.00 Homeowner's exemption$329,500 Land $51,700 Building $277,800$329,500 Land $51,700 Building $277,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2909 Elgin Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1998–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2909 Elgin Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVER FALLS WATERWORKS
serves 16,000 people · EPA ID WI6480246
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Baldwin Telecom.

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