2905 Elgin Ct, River Falls, WI 54022 Property Records

St. Croix County property record for 2905 Elgin Ct, River Falls, WI 54022

Property Summary

Property TypeSingle Family Home
Lot Size0.309 acres (13,460 sqft)
OwnerCompany Name on Record
Last Sale$336,000 (Sep 2021)
Tax Bill$4,224 (2026)
Deeds & MortgagesSep 2021 Sale
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN276-1164-26-000

Property Details

APN / Parcel Number

Primary APN276-1164-26-000
Alternative APN
  • 24.28.19.1628

Exterior

Lot Area13,460 sqft (0.309 acres)

Location & Zoning

Street Address2905 ELGIN CT
CityRIVER FALLS
StateWI
Zip54022-9301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 24 T28N R19W SW SW PLAT STERLING PONDS 3RD ADDN BLOCK 8 LOT 6
Legal Range19W
Legal Township28N
Legal Section24
Legal SubdivisionSTERLING PONDS
Legal Block8
Legal Lot Number6
JurisdictionST CROIX WI
Township / Civil DivisionRIVER FALLS
Census Block Group1
Census Block1030
Census Tract120901

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2905 ELGIN CT, RIVER FALLS, WI 54022-9301
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Warranty Deed, Subdivision Related Transfer
May 28, 2021Warranty Deed, Transfer · Commercial Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2021 · Amount on Record
Deed SaleSep 1, 2021 · Amount on Record
Prior SaleMay 28, 2021 · Amount on Record
Deed Document Number20211138253
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CROIX WI
Recording DateSep 1, 2021
Property Address2905 ELGIN CT, RIVER FALLS, WI 54022-9301
Document Number0001138253
Instrument DateAug 30, 2021
Instrument1138253
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 4, 2023

Transaction

AmountAmount Recorded
Tax$1,008.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CROIX WI
Recording DateMay 28, 2021
Property Address2905 ELGIN CT, RIVER FALLS, WI 54022-9301
Document Number0001131213
Instrument DateMay 20, 2021
Instrument1131213
Transaction TypeTransfer
Record UpdatedAug 4, 2023

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001131214
DateMay 28, 2021
Instrument1131214
Lender
NameFIRST NATIONAL BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountySt. Croix County
MunicipalityRiver Falls City
Unified School DistrictRiver Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,224.00 (+0.02%) Homeowner's exemption
2025$4,223.00 (-16.85%) Homeowner's exemption$315,700 (-) Land $85,500 Building $230,200$315,700 (-) Land $85,500 Building $230,200
2023$5,079.00 Homeowner's exemption$315,700 Land $53,500 Building $262,200$315,700 Land $53,500 Building $262,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1998–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVER FALLS WATERWORKS
serves 16,000 people · EPA ID WI6480246
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Baldwin Telecom, T-Mobile.

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