St. Croix County property record for 2902 Elgin Ct, River Falls, WI 54022
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.683 acres (29,795 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $509,000 (May 2023) |
| Tax Bill | $7,102 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 276-1164-25-000 |
| Primary APN | 276-1164-25-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 29,795 sqft (0.683 acres) |
|---|
| Street Address | 2902 ELGIN CT |
|---|---|
| City | RIVER FALLS |
| State | WI |
| Zip | 54022-9301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 24 T28N R19W SW SW PLAT STERLING PONDS 3RD ADDN BLOCK 8 LOT 5 |
| Legal Subdivision | STERLING PONDS |
| Legal Block | 8 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | RIVER FALLS |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 120901 |
Source: St. Croix County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2902 ELGIN CT, RIVER FALLS, WI 54022-9301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2026 | Transfer on Death Deed, Transfer |
| May 16, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage BAY EQUITY LLC |
| May 31, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2023 · Amount on Record |
| Deed Sale | May 16, 2023 · Amount on Record |
| Prior Sale | May 31, 2022 · Amount on Record |
| Deed Document Number | 1166751 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Jan 8, 2026 |
| Property Address | 2902 ELGIN CT, RIVER FALLS, WI 54022-9301 |
| Document Number | 0001202382 |
| Instrument Date | Jan 6, 2026 |
| Instrument | 1202382 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2902 ELGIN CT, RIVER FALLS, WI 54022-9301 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | May 16, 2023 |
| Property Address | 2902 ELGIN CT, RIVER FALLS, WI 54022-9301 |
| Document Number | 0001166751 |
| Instrument Date | May 15, 2023 |
| Instrument | 1166751 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 7, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,527.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Investor | Possibly a Property Investor |
| Document Number | 0001166752 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 1166752 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | May 31, 2022 |
| Property Address | 2902 ELGIN CT, RIVER FALLS, WI 54022-9301 |
| Document Number | 0001153840 |
| Instrument Date | May 25, 2022 |
| Instrument | 1153840 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: St. Croix County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| Municipality | River Falls City |
| Unified School District | River Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,102.00 (+6.86%) | $505,800 (+28.05%) Land $111,600 Building $394,200 | $505,800 (+28.05%) Land $111,600 Building $394,200 |
| 2023 | $6,646.00 | $395,000 Land $69,700 Building $325,300 | $395,000 Land $69,700 Building $325,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1998–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Baldwin Telecom, T-Mobile.
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