2909 E Stewart Rd, Midland, MI 48640 Property Records

Midland County property record for 2909 E Stewart Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,448 sqft · built 1957
Lot Size	8.93 acres (388,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$8,000 (Mar 2021)
Tax Bill	$2,551 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-032-100-375-00`

Property Details

APN / Parcel Number

Primary APN	`120-032-100-375-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Basement Area	1,160 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Lot Area	388,991 sqft (8.93 acres)
Lot Dimensions	240 ft deep x 200 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2909 E STEWART RD
City	MIDLAND
State	MI
Zip	48640-8587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 32 T14N R2E COM 990 FT W OF E 1/4 COR TH, N 1320 FT, W 330 FT, S 960 FT, E 130 FT, S 360 FT, E 200 FT.
Legal Range	02E
Legal Township	14N
Legal Section	32
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2011
Census Tract	290500

Owner

Source: Midland County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2909 E STEWART RD, MIDLAND, MI 48640-8587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit MEMBERS FIRST CU
Mar 3, 2021	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Mar 5, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	Mar 3, 2021 · Amount on Record
Prior Transfer Date	Feb 15, 2021
Prior Transfer Doc	1643/19
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	2909 E STEWART RD, MIDLAND, MI 48640-8587
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01659/1013
Date	Aug 31, 2022
Book Page	1659/1013

Lender

Name	MEMBERS FIRST CU
Type	Credit Union
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 3, 2021
Property Address	2909 E STEWART RD, MIDLAND, MI 48640-8587
Document Number	1643/19
Book / Page	1643 / 19
Instrument Date	Feb 15, 2021
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 E STEWART RD, MIDLAND, MI 48640-8587

Mortgage

Document Number	164320
Date	Mar 3, 2021
Instrument	1643/20

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 5, 2021
Property Address	2909 E STEWART RD, MIDLAND, MI 48640-8587
Document Number	1643/118
Book / Page	1643 / 118
Instrument Date	Aug 23, 1985
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4608 ARBOR DR, 4608, MIDLAND, MI 48640-2607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 E STEWART RD, MIDLAND, MI 48640-8587

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Midland Charter Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,200	$222,400
2024	$2,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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