2876 E Stewart Rd, Midland, MI 48640 Property Records

Midland County property record for 2876 E Stewart Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,068 sqft · built 2001
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Nov 2020)
Tax Bill	$4,735 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`120-032-400-395-00`

Property Details

APN / Parcel Number

Primary APN	`120-032-400-395-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,068 sqft Living Area
1st Floor Area	1,332 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	49,658 sqft (1.14 acres)
Lot Dimensions	231 ft deep x 188 ft wide
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2876 E STEWART RD
City	MIDLAND
State	MI
Zip	48640-8586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 32 T14N R2E COM 1282.74 FT W OF E 1/4 COR, TH W 188.71 FT, S 264 FT, E 188.71 FT, N 264 FT.
Legal Range	02E
Legal Township	14N
Legal Section	32
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2012
Census Tract	290500

Owner

Source: Midland County records, as of July 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2876 E STEWART RD, MIDLAND, MI 48640-8586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU
Nov 6, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Nov 13, 2020 · Amount on Record
Deed Book / Page	1639 / 787
Prior Transfer Date	May 8, 2018
Prior Transfer Doc	1619/1328
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Nov 13, 2020
Property Address	2876 E STEWART RD, MIDLAND, MI 48640-8586
Document Number	1639/787
Book / Page	1639 / 787
Instrument Date	Oct 28, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2876 E STEWART RD, 2876, MIDLAND, MI 48640-8586

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2876 E STEWART RD, MIDLAND, MI 48640-8586

Mortgage

Document Number	1639788
Date	Nov 13, 2020
Instrument	1639/788

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Nov 6, 2018
Property Address	2876 E STEWART RD, MIDLAND, MI 48640-8586
Document Number	1619/1328
Book / Page	1619 / 1328
Instrument Date	May 8, 2018
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2876 E STEWART RD, 2876, MIDLAND, MI 48640-8586

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2876 E STEWART RD, MIDLAND, MI 48640-8586

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Midland Charter Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,300	$364,600
2024	$4,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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