2889 E Stewart Rd, Midland, MI 48640 Property Records

Midland County property record for 2889 E Stewart Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,372 sqft · built 1928
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Feb 2024)
Tax Bill	$1,810 (2022)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-032-100-320-00`

Property Details

APN / Parcel Number

Primary APN	`120-032-100-320-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,372 sqft Living Area
Basement Area	864 sqft

Exterior

Year Built	Built 1928
Architectural Style	Ranch
Lot Area	46,609 sqft (1.07 acres)
Lot Dimensions	327 ft deep x 130 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	12003210032000
Street Address	2889 E STEWART RD
City	MIDLAND
State	MI
Zip	48640-8586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 32 T14N R2E COM 1320 FT E OF CEN OF SEC, TH N 360 FT, E 130 FT, S 360 FT, W TO POB
Legal Range	02E
Legal Township	14N
Legal Section	32
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2011
Census Tract	290500

Owner

Source: Midland County records, as of February 28, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3640 N FENMORE RD, MERRILL, MI 48637-9507
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Warranty Deed, Transfer · Conventional Mortgage WILDFIRE CU
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2024 · Amount on Record
Deed Sale	Feb 7, 2024 · Amount on Record
Deed Document Number	0001670479
Deed Book / Page	1670 / 479
Record Updated	Jun 7, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 7, 2024
Property Address	2889 E STEWART RD, MIDLAND, MI 48640-8586
Document Number	001670/479
Book / Page	1670 / 479
Instrument Date	Feb 5, 2024
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2889 E STEWART RD, MIDLAND, MI 48640-8586

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3640 N FENMORE RD, MERRILL, MI 48637-9507

Mortgage

Document Number	0001670480
Date	Feb 7, 2024
Instrument	1670/480

Lender

Name	WILDFIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	2889 E STEWART RD, MIDLAND, MI 48640-8586
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2889 E STEWART RD, MIDLAND, MI 48640-8586

Mortgage

Document Number	001652/197
Date	Dec 1, 2021
Book Page	1652/197

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Midland Charter Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$63,900	$127,800
2022	$1,810.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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