Cass County property record for 2909 11th St S, Fargo, ND 58103
| Property Type | Single Family Home |
|---|---|
| Details | 2,075 sqft · built 1963 |
| Lot Size | 0.213 acres (9,283 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,210 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jan 2024 Second Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-2860-01410-000 |
| Primary APN | 01-2860-01410-000 |
|---|
| Building Area | 2,075 sqft Living Area |
|---|---|
| 1st Floor Area | 1,477 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Level |
| Lot Area | 9,283 sqft (0.213 acres) |
| Lot Dimensions | 142 ft deep x 65 ft wide |
| Street Address | 2909 11TH ST S |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58103-6011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | LOT: 139 BLOCK: 0 ADDITION: SOUTHWOOD ADDITIONAL: SOUTHWOOD LOT 139 |
| Legal Subdivision | SOUTHWOOD |
| Legal Lot Number | 139 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 1004 |
2909 11th St S is owned and occupied by two individuals.
Source: Cass County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2909 11TH ST S, FARGO, ND 58103-6011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 11, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 2909 11TH ST S, FARGO, ND 58103-6011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001675284 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 1675284 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 2909 11TH ST S, FARGO, ND 58103-6011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001704636 |
|---|---|
| Date | Jan 11, 2024 |
| Instrument | 1704636 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2054 |
The 2025 property tax bill for 2909 11th St S was $4,210.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,210.00 | $152,200 Land $33,750 Building $118,450 | $304,400 Land $67,500 Building $236,900 |
| 2023 | $3,773.00 | $136,750 Land $33,750 Building $103,000 | $273,500 Land $67,500 Building $206,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2909 11th St S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (2009–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2011 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2909 11th St S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FARGO serves 120,762 people · EPA ID ND0900336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Fidium Fiber, Otter Tail Telecom.
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