2913 11th St S, Fargo, ND 58103 Property Records

Cass County property record for 2913 11th St S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,976 sqft · built 1963
Lot Size	0.216 acres (9,410 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2026)
Tax Bill	$3,340 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-2860-01420-000`

Property Details

APN / Parcel Number

Primary APN	`01-2860-01420-000`

Interior

Stories	2 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	1,208 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	9,410 sqft (0.216 acres)
Lot Dimensions	145 ft deep x 65 ft wide

Location & Zoning

Street Address	2913 11TH ST S
City	FARGO
State	ND
Zip	58103-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 140 BLOCK: 0 ADDITION: SOUTHWOOD ADDITIONAL: SOUTHWOOD LOT 140
Legal Subdivision	SOUTHWOOD
Legal Lot Number	140
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3021
Census Tract	1004

Owner

2913 11th St S is owned and occupied by an individual who bought it in June 2026.

Source: Cass County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2913 11TH ST S, FARGO, ND 58103-6011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK
May 26, 2020	Deed of Trust, Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	Nov 21, 2007 · Amount on File
Deed Document Number	20261759983
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 5, 2026
Property Address	2913 11TH ST S, FARGO, ND 58103-6011
Document Number	0001759983
Instrument Date	Jun 5, 2026
Instrument	20261759983
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2913 11TH ST S, FARGO, ND 58103-6011

Mortgage

Document Number	0001759984,
Date	Jun 5, 2026
Instrument	20261759984

Lender

Name	GATE CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	2913 11TH ST S, FARGO, ND 58103-6011
Document Number	0001600096
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2913 11TH ST S FARGO ND 581036011, FARGO, ND 58103-6011

Mortgage

Document Number	0001600096
Date	Aug 4, 2020
Instrument	1600096

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 3, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2913 11th St S was $3,340.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,340.00	$179,350 Land $34,150 Building $145,200	$358,700 Land $68,300 Building $290,400
2023	$4,229.00	$153,800 Land $34,150 Building $119,650	$307,600 Land $68,300 Building $239,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2913 11th St S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (2009–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2011 · Flooding
Claims by Event	Flooding, Apr 2011 · 2 claims Severe Storms And Flooding, Apr 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2913 11th St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, Otter Tail Telecom.

Nearby Properties on 11th St S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures