2821 11th St S, Fargo, ND 58103 Property Records

Cass County property record for 2821 11th St S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,814 sqft · built 1960
Lot Size	0.208 acres (9,042 sqft)
Owner	2 Individual Names on File
Last Sale	$349,100 (Jun 2017)
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-2860-01370-000`

Property Details

APN / Parcel Number

Primary APN	`01-2860-01370-000`

Interior

Stories	1 Story
Building Area	1,814 sqft Living Area
1st Floor Area	1,814 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	9,042 sqft (0.208 acres)
Lot Dimensions	135 ft deep x 65 ft wide

Location & Zoning

Street Address	2821 11TH ST S
City	FARGO
State	ND
Zip	58103-6009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 135 BLOCK: 0 ADDITION: SOUTHWOOD ADDITIONAL: SOUTHWOOD LOT 135
Legal Subdivision	SOUTHWOOD
Legal Lot Number	135
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3021
Census Tract	1004

Owner

2821 11th St S is owned and occupied by two individuals who bought it in June 2017.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2821 11TH ST S, FARGO, ND 58103-6009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 5, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017 · Amount on File
Deed Sale	Jun 5, 2017 · Amount on File
Prior Sale	Dec 3, 2012 · Amount on File
Deed Document Number	20171511629
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	2821 11TH ST S, FARGO, ND 58103-6009
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	NORTHERN TITLE COMPANY, NORTHERN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001649889
Date	Oct 29, 2021
Instrument	1649889

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	5714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 5, 2017
Property Address	2821 11TH ST S, FARGO, ND 58103-6009
Document Number	0001511629
Instrument Date	Jun 2, 2017
Instrument	1511629
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2821 11TH ST S, FARGO, ND 58103-6009

Mortgage

Document Number	0001511630
Date	Jun 5, 2017
Instrument	1511630

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	MINOT, ND 58703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2821 11th St S was $2,675.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,675.00	$159,200 Land $33,050 Building $126,150	$318,400 Land $66,100 Building $252,300
2023	$3,579.00	$134,100 Land $33,050 Building $101,050	$268,200 Land $66,100 Building $202,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2821 11th St S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (2009–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2011 · Flooding
Claims by Event	Flooding, Apr 2011 · 2 claims Severe Storms And Flooding, Apr 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2821 11th St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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