2904 Stearns Rd, Valrico, FL 33596 Property Records

Hillsborough County property record for 2904 Stearns Rd, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,053 sqft · built 1975
Lot Size	1.92 acres (83,959 sqft)
Owner	Individual Name on File
Tax Bill	$6,591 (2025)
Deeds & Mortgages	Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`087466-0100`

Property Details

APN / Parcel Number

Primary APN	`087466-0100`
Alternative APN	`U083021ZZZ000004311800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,053 sqft Living Area
Gross Area	2,633 sqft
1st Floor Area	2,053 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Architectural Style	Mansion
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	83,959 sqft
Lot Width	125 ft Width
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	74 sqft
Deck Area	759 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0874660100
Street Address	2904 STEARNS RD
City	VALRICO
State	FL
Zip	33596-6461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AS-1
Legal Description	E 225 FT OF W 825 FT OF S 437 FT OF N 1325 FT OF NW 1/4 OF NW 1/4 LESS S 125 FT OF E 100 FT
Legal Range	21E
Legal Township	30S
Legal Section	08
Legal Subdivision	UNPLATTED
Legal Tract	ZZZ
Legal Block	4
Legal Lot Number	31180
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1010
Census Tract	13208

Owner

2904 Stearns Rd is owned and occupied by an individual who acquired it in June 1993.

Source: Hillsborough County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2904 STEARNS RD, VALRICO, FL 33596-6461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 28, 1993
Transfer Doc	7033000566
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 16, 2018
Property Address	2904 STEARNS RD, VALRICO, FL 33596-6461
Document Number	0259961918
Book / Page	025996 / 001918
Instrument Date	Aug 16, 2018
Instrument	330684
Transaction Type	Transfer
Record Updated	Sep 6, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 STEARNS RD VALRICO FL 335966461, VALRICO, FL 33596-6461

Tax Assessment & Valuation

The 2025 property tax bill for 2904 Stearns Rd was $6,591 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,129 (+2.7%)	$389,373 (+4.1%) Land $216,355 Building $173,018
2025	$6,591.00 Homeowner's exemption	$374,030 Land $197,542 Building $176,488	$374,030 Land $197,542 Building $176,488
2023	$3,266.00 (+5.25%) Homeowner's exemption	$202,486 (+3%)	$358,833 (+6.07%) Land $169,322 Building $189,511
2022	$3,103.00 Homeowner's exemption	$196,588	$338,313 Land $141,101 Building $197,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2904 Stearns Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	12 (1997–2024)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2904 Stearns Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20