Harford County property record for 2906 Smithson Dr, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,040 sqft · built 1973 |
| Lot Size | 0.89 acres (38,760 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Oct 2005) |
| Tax Bill | $4,434 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-087476 |
| Primary APN | 03-087476 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,040 sqft Total Area |
| 1st Floor Area | 102 sqft |
| Basement Area | 1,026 sqft |
| Finished Basement | 1,026 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 38,760 sqft (0.89 acres) |
| Lot Dimensions | 194 ft deep x 200 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,372 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 162 sqft |
| Patio Area | 642 sqft |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 087476 |
|---|---|
| Street Address | 2906 SMITHSON DR |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LT 13 200/200X194 2906 SMITHSON DRIVE HARFORD HILLS S1 P 13/50 |
| Legal Subdivision | HARFORD HILLS |
| Legal Lot Number | 13,2906 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 303101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2906 SMITHSON DR, FOREST HILL, MD 21050-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Unknown HARFORD BANK |
| Sep 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2005 · Amount on Record |
| Deed Sale | Oct 27, 2005 · Amount on Record |
| Deed Document Number | 2005906 |
| Deed Book / Page | 6369 / 313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2906 SMITHSON DR, FOREST HILL, MD 21050-1902 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2906 SMITHSON DR, FOREST HILL, MD 21050-1902 |
| Document Number | 0169570133 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | 16957/133 |
| Name | HARFORD BANK |
|---|---|
| Type | Bank |
| Address | ABERDEEN, MD 21001 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2906 SMITHSON DR, FOREST HILL, MD 21050-1902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0140800160 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 14080/160 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,434.00 (+7.18%) Homeowner's exemption | $401,367 (+11.77%) | $425,900 (+9.46%) Land $99,300 Building $326,600 |
| 2025 | $4,137.00 (+8.58%) Homeowner's exemption | ||
| 2023 | $359,100 | $389,100 Land $99,300 Building $289,800 | |
| 2022 | $3,810.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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