Harford County property record for 2904 Smithson Dr, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,856 sqft · built 1970 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $251,750 (Mar 2016) |
| Tax Bill | $3,520 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-093069 |
| Primary APN | 03-093069 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,856 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 164 ft deep x 204 ft wide |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 352 sqft |
| Patio Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 093069 |
|---|---|
| Street Address | 2904 SMITHSON DR |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 12 220/204X164 2904 SMITHSON DRIVE HARFORD HILLS S1 P 13/50 |
| Legal Subdivision | HARFORD HILLS |
| Legal Lot Number | 12,2904 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 303101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2904 Smithson Dr is owned and occupied by an individual who acquired it in October 2020.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2904 SMITHSON DR, FOREST HILL, MD 21050-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Line of Credit MERIDIAN BANK |
| Oct 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MERIDIAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2016 · Amount on File |
| Deed Sale | Mar 14, 2016 · Amount on File |
| Deed Book / Page | 1702 / 478 |
| Last Transfer Date | Oct 19, 2020 |
| Transfer Doc | 0142230450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2904 SMITHSON DR, FOREST HILL, MD 21050-1902 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0149320258 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 14932/258 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | MALVERN, PA 19355 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 30, 2020 |
| Property Address | 2904 SMITHSON DR, FOREST HILL, MD 21050-1902 |
| Document Number | 0142230450 |
| Book / Page | 14223 / 450 |
| Map Reference | M 13 FO 50 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | GETZ TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0014223455 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 14223/455 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2040 |
The 2026 property tax bill for 2904 Smithson Dr was $3,520 with a homeowner's exemption, up 7.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,520.00 (+7.45%) Homeowner's exemption | $317,467 (+2.91%) | $335,400 (+8.72%) Land $97,400 Building $238,000 |
| 2025 | $3,276.00 Homeowner's exemption | $308,500 Land $97,400 Building $211,100 | $308,500 Land $97,400 Building $211,100 |
| 2023 | $281,700 | $308,500 Land $97,400 Building $211,100 | |
| 2022 | $2,984.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2904 Smithson Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2904 Smithson Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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