2875 River Rd, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 2875 River Rd, Melrose, NY 12121

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,908 sqft · built 1999
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,338 (2025)
Flood Zone	Zone X (minimal risk)
APN	`384289 40.-1-1.14`

Property Details

APN / Parcel Number

Primary APN	`384289 40.-1-1.14`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	1,620 sqft
Upper Floors Area	288 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	191 ft deep x 182 ft wide
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	912 sqft
Parking Spaces	10 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	1,392 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2875 RIVER RD
City	MELROSE
State	NY
Zip	12121-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FFO
Legal Description	DWELLING COMPLETED
Legal Block	1
Legal Lot Number	1.014
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	3
Census Block	3029
Census Tract	51901

Owner

Source: Rensselaer County and Schaghticoke Town records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2875 RIVER RD, MELROSE, NY 12121-2520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 12, 2010
Transfer Doc	0054460000000133
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Mechanicville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,338.00 (+78.92%)	$81,000 (-) Land $10,100 Building $70,900	$568,820 (+12.71%) Land $70,927 Building $497,893
2023		$81,000 (-) Land $10,100 Building $70,900	$504,673 (+10.59%) Land $62,928 Building $441,745
2022	$5,778.00 Homeowner's exemption	$81,000 Land $10,100 Building $70,900	$456,338 Land $56,901 Building $399,437

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20