2905 White Stable Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2905 White Stable Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,626 sqft · built 1993
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$151,500 (Jun 2021)
Tax Bill$3,318 (2025)
Deeds & MortgagesSep 2023 Second Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNA942000349

Property Details

APN / Parcel Number

Primary APNA942000349
Alternative APN
  • 2-0069-6927-00-0066.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,626 sqft Living Area
Gross Area2,660 sqft
1st Floor Area1,146 sqft
Basement Area1,008 sqft
Finished Basement480 sqft
Unfinished Basement528 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area18 sqft
Deck AreaDeck Area
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA942000349
Street Address2905 WHITE STABLE DR
CityO FALLON
StateMO
Zip63368-7855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHEATFIELD #7 LOT 66
Legal SubdivisionWHEATFIELD #7
Legal Lot Number66
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group2
Census Block2009
Census Tract311739

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2905 WHITE STABLE DR, O FALLON, MO 63368-7855
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ALLTRU FCU
Jun 7, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2021 · Amount on Record
Deed SaleJun 7, 2021 · Amount on Record
Prior SaleNov 20, 2012 · Amount on Record
Deed Document Number202148485
Prior Transfer DateMay 28, 2021
Prior Transfer Doc0000048485
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2905 WHITE STABLE DR, O FALLON, MO 63368-7855
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037977
DateSep 15, 2023
Instrument2023R-037977
Lender
NameALLTRU FCU
TypeCredit Union
AddressWENTZVILLE, MO 63385
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term96 Months
DueSep 3, 2031

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateJun 7, 2021
Property Address2905 WHITE STABLE DR, O FALLON, MO 63368-7855
Document Number0000048485
Map ReferenceMB 31 PG 127
Instrument DateMay 28, 2021
Instrument2021R-048485
Transaction TypeTransfer
Record UpdatedOct 4, 2022
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 WHITE STABLE DR, O FALLON, MO 63368-7855

Mortgage

Document Number0000048486
DateJun 7, 2021
Instrument2021R-048486
Lender
NameSTIFEL BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,705 (-)$266,869 (-) Building $266,869
2025$3,318.00$50,705 (+11.35%)$266,869 (+11.35%)
2023$45,536
2022$239,663 Land $45,000 Building $194,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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