2887 White Stable Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2887 White Stable Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,368 sqft · built 1993
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,500 (Aug 2008)
Tax Bill	$2,897 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A942000335`

Property Details

APN / Parcel Number

Primary APN	`A942000335`
Alternative APN	`2-0069-6927-00-0045.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,368 sqft Living Area
1st Floor Area	774 sqft
Basement Area	594 sqft

Exterior

Year Built	Built 1993
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A942000335
Old Parcel Number	A942000335
Street Address	2887 WHITE STABLE DR
City	O FALLON
State	MO
Zip	63368-7853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEATFIELD #7 LOT 45
Legal Range	03E
Legal Township	46N
Legal Subdivision	WHEATFIELD #7
Legal Lot Number	45
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3003
Census Tract	311739

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	2887 WHITE STABLE DR, O FALLON, MO 63368-7853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 9, 2018	Deed of Trust, Mortgage QUICKEN LNS
Mar 29, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Aug 29, 2008 · Amount on Record
Deed Sale	Aug 29, 2008 · Amount on Record
Prior Sale	May 20, 2008 · Amount on Record
Deed Document Number	0005042396
Deed Book / Page	5042 / 396
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2887 WHITE STABLE DR, O FALLON, MO 63368-7853
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2887 WHITE STABLE DR, O FALLON, MO 63368-7853

Mortgage

Document Number	0000042600
Date	Sep 26, 2025
Instrument	2025R-042600

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2887 WHITE STABLE DR, O FALLON, MO 63368-7853
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2887 WHITE STABLE DR, O FALLON, MO 63368-7853

Mortgage

Document Number	0000006529
Date	Jan 22, 2021
Instrument	2021R-006529

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2887 WHITE STABLE DR, O FALLON, MO 63368-7853
Document Number	0068791056
Book / Page	006879 / 001056
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2887 WHITE STABLE DR O FALLON MO 633687853, O FALLON, MO 63368-7853

Mortgage

Document Number	0068791056
Date	Feb 15, 2018
Book Page	006879/001056
Instrument	82330

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2887 WHITE STABLE DR, O FALLON, MO 63368-7853
Document Number	0067240268
Book / Page	006724 / 000268
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2887 WHITE STABLE DR O FALLON MO 633687853, O FALLON, MO 63368-7853

Mortgage

Document Number	0067240268
Date	Apr 6, 2017
Book Page	006724/000268
Instrument	207850

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 5, 2037

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,897.00	$44,192 (+0.74%)	$232,590 (+0.74%) Land $55,000 Building $177,590
2023		$43,869
2022			$230,890 Land $45,000 Building $185,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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