2921 White Stable Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2921 White Stable Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,367 sqft · built 1993
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual on Record
Last Sale	$270,000 (Oct 2022)
Tax Bill	$3,770 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A942000353`

Property Details

APN / Parcel Number

Primary APN	`A942000353`
Alternative APN	`2-0069-6927-00-0070.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,367 sqft Living Area
1st Floor Area	1,367 sqft
Basement Area	1,295 sqft

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A942000353
Old Parcel Number	A942000353
Street Address	2921 WHITE STABLE DR
City	O FALLON
State	MO
Zip	63368-7855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEATFIELD #7 LOT 70
Legal Range	03E
Legal Township	46N
Legal Subdivision	WHEATFIELD #7
Legal Lot Number	70
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2009
Census Tract	311739

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	2921 WHITE STABLE DR, O FALLON, MO 63368-7855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK
Oct 3, 2022	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Aug 6, 2008 · Amount on Record
Deed Document Number	0202254195
Deed Book / Page	2022 / 54195
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2921 WHITE STABLE DR, O FALLON, MO 63368-7855
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2921 WHITE STABLE DR, O FALLON, MO 63368-7855

Mortgage

Document Number	0000016538
Date	Mar 22, 2022
Instrument	2022R-016538

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 17, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 3, 2022
Property Address	2921 WHITE STABLE DR, O FALLON, MO 63368-7855
Document Number	0000054195
Map Reference	MB 31 PG 127
Instrument Date	Sep 29, 2022
Instrument	2022R-054195
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 GAILIN DR, LAKE SAINT LOUIS, MO 63367-6484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2921 WHITE STABLE DR, O FALLON, MO 63368-7855

Mortgage

Document Number	0000054196
Date	Oct 3, 2022
Instrument	2022R-054196

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,770.00 (+35.32%)	$57,691 (+14.28%)	$303,636 (+14.28%)
2023		$50,481 (+28.52%)
2022	$2,786.00	$39,280	$265,690 (+28.52%) Land $45,000 Building $220,690
2021			$206,735 Land $45,000 Building $161,735

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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