San Diego County property record for 2905 Ranch Gate Rd, Chula Vista, CA 91914
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,389 sqft · built 2006 |
| Lot Size | 0.399 acres (17,373 sqft) |
| Owner | Company Name on File |
| Tax Bill | $11,064 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-861-11-00 |
| Primary APN | 595-861-11-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 5,389 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 17,373 sqft (0.399 acres) |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 2905 RANCH GATE RD |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91914-5203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC6SFE |
| Legal Description | LOT 42 TR 014922 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 014922 |
| Legal Block | 2 |
| Legal Lot Number | 42 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | JAMUL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21306 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2905 RANCH GATE RD, CHULA VISTA, CA 91914-5203 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 6, 2020 | Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Mar 4, 2020 | Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS |
| Mar 4, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2020 |
| Deed Sale | Mar 4, 2020 |
| Prior Sale | May 18, 2012 · Amount on File |
| Deed Document Number | 2020113939 |
| Prior Transfer Date | Feb 10, 2020 |
| Prior Transfer Doc | 0000113939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2905 RANCH GATE RD, CHULA VISTA, CA 91914-5203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 2905 RANCH GATE RD, CHULA VISTA, CA 91914-5203 |
| Document Number | 0000696190 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2020-0696190 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 4, 2020 |
| Property Address | 2905 RANCH GATE RD, CHULA VISTA, CA 91914-5203 |
| Document Number | 0000113939 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 113939 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2020 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2905 RANCH GATE RD CHULA VISTA CA 919145203, CHULA VISTA, CA 91914-5203 |
| Document Number | 113940 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 113940 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 4, 2020 |
| Property Address | 2905 RANCH GATE RD, CHULA VISTA, CA 91914-5203 |
| Document Number | 0000113941 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 113941 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2905 RANCH GATE RD CHULA VISTA CA 919145203, CHULA VISTA, CA 91914-5203 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,088,986 (+2%) Land $384,347 Building $704,639 | |
| 2025 | $11,064.00 (+4.63%) | $1,067,634 (+4.04%) Land $376,811 Building $690,823 |
| 2023 | $10,574.00 (+2.13%) | $1,026,179 Land $362,180 Building $663,999 |
| 2022 | $10,353.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 53% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Cox Communications Fiber | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
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