San Diego County property record for 2908 Ranch Gate Rd, Chula Vista, CA 91914
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 5,953 sqft · built 2006 |
| Lot Size | 0.476 acres (20,715 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,275,000 (Dec 2015) |
| Tax Bill | $18,766 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-861-43-00 |
| Primary APN | 595-861-43-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 5,953 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 20,715 sqft (0.476 acres) |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 2908 RANCH GATE RD |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91914-5201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC6SFE |
| Legal Description | LOT 83 TR 014922 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 014922 |
| Legal Block | 2 |
| Legal Lot Number | 83 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | JAMUL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21306 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2908 RANCH GATE RD, CHULA VISTA, CA 91914-5201 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 7, 2022 | Intrafamily Transfer, Transfer |
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2015 · Amount on File |
| Deed Sale | Dec 29, 2015 · Amount on File |
| Prior Sale | Jun 25, 2010 · Amount on File |
| Deed Document Number | 2015664282 |
| Last Transfer Date | May 26, 2022 |
| Transfer Doc | 0000239391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 7, 2022 |
| Property Address | 2908 RANCH GATE RD, CHULA VISTA, CA 91914-5201 |
| Document Number | 0000239391 |
| Map Reference | MAP 14922 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022-0239391 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2908 RANCH GATE RD, CHULA VISTA, CA 91914-5201 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2908 RANCH GATE RD, CHULA VISTA, CA 91914-5201 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | CLEARMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000625463 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2021-0625463 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2908 RANCH GATE RD, CHULA VISTA, CA 91914-5201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000567993 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020-0567993 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2908 RANCH GATE RD, CHULA VISTA, CA 91914-5201 |
| Document Number | 0000125941 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2908 RANCH GATE RD CHULA VISTA CA 919145201, CHULA VISTA, CA 91914-5201 |
| Document Number | 0000125941 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 125941 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 10, 2035 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,587,105 (+2%) Land $482,986 Building $1,104,119 | |
| 2025 | $18,766.00 (+5.47%) Homeowner's exemption | $1,555,986 (+4.04%) Land $473,516 Building $1,082,470 |
| 2023 | $17,793.00 (+2.99%) Homeowner's exemption | $1,495,568 Land $455,130 Building $1,040,438 |
| 2022 | $17,277.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 53% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Cox Communications Fiber | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
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