2876 Ranch Gate Rd, Chula Vista, CA 91914 Property Records

San Diego County property record for 2876 Ranch Gate Rd, Chula Vista, CA 91914

Property Summary

Property TypeSingle Family Home
Details6 bd · 6 ba · 5,953 sqft · built 2006
Lot Size0.418 acres (18,219 sqft)
OwnerCompany Name on File
Last Sale$1,763,000 (Oct 2006)
Tax Bill$17,502 (2025)
Deeds & MortgagesOct 2019 Transfer
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN595-861-38-00

Property Details

APN / Parcel Number

Primary APN595-861-38-00

Interior

Bedrooms6 Beds
Full Baths6 Baths
Building Area5,953 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area18,219 sqft (0.418 acres)
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address2876 RANCH GATE RD
CityCHULA VISTA
StateCA
Zip91914-5200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC6SFE
Legal DescriptionLOT 78 TR 014922
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014922
Legal Block2
Legal Lot Number78
JurisdictionSAN DIEGO CA
Township / Civil DivisionJAMUL
Census Block Group2
Census Block2003
Census Tract21306

Owner

2876 Ranch Gate Rd is owned by a company that acquired it in September 2019 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address2876 RANCH GATE RD, CHULA VISTA, CA 91914-5200
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 26, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2006 · Amount on File
Deed SaleOct 6, 2006 · Amount on File
Deed Document Number2006714997
Last Transfer DateSep 23, 2019
Transfer Doc0000464796
Record UpdatedOct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 16, 2019
Property Address2876 RANCH GATE RD, CHULA VISTA, CA 91914-5200
Document Number0000464796
Instrument DateSep 23, 2019
Instrument464796
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2876 RANCH GATE RD CHULA VISTA CA 919145200, CHULA VISTA, CA 91914-5200

October 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 26, 2018
Property Address2876 RANCH GATE RD, CHULA VISTA, CA 91914-5200
Document Number0000449807
Map ReferenceMAP 14922
Instrument DateOct 25, 2018
Instrument2018-0449807
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2876 RANCH GATE RD, CHULA VISTA, CA 91914-5200

Mortgage

Document Number0000449808
DateOct 26, 2018
Instrument2018-0449808
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2876 Ranch Gate Rd was $17,502 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,478,033 (+2%) Land $568,911 Building $909,122
2025$17,502.00 Homeowner's exemption$1,449,053 Land $557,756 Building $891,297
2023$16,595.00 (+2.99%) Homeowner's exemption$1,392,787 Land $536,099 Building $856,688
2022$16,113.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2876 Ranch Gate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2876 Ranch Gate Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 53% of California
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
AT&T
Fiber
1,000 / 1,000
Cox Communications
Fiber
1,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100

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